I locked in at 2.1 last Friday on a 15yr
Impressive.
Did that involve buying points or anything like that?
No. I was hopping to get around 2.3, was really surprised when they came back at 2.1
I was at 3.8 from when I built my house 4 years ago, which I though was pretty good. But, I got what I feel was a bad appraisal when we went from our construction loan to permanent, and I was stuck paying PMI.
So now, was able to drop 1.7% on interest, and get the PMI dropped with the new appraisal, and cut off 12 years of payments and only have my monthly payment increasing about $50.