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Re: Roth IRA's and etc..
[Re: Spottedbass]
#2711574
01/19/19 07:52 PM
01/19/19 07:52 PM
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Joined: Jun 2013
Posts: 1,063
BibbHunter
6 point
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6 point
Joined: Jun 2013
Posts: 1,063
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For the chunk of money, look into a 529 plan if you're looking to invest for college.
For the transfer, you would have to pay taxes if the simple plan was pre tax, rolling it into a Roth. Yep, if you want to just pick a fund and not actively trade with the money set up a 529. You can deduct contributions from your state taxes but not federal. Once set up, they (Grandparents) can directly contribute and get the tax deduction.
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