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by AustinC. 05/21/24 05:01 PM
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Re: Boat Shopping
[Re: Gunner211]
#4113894
04/08/24 04:52 PM
04/08/24 04:52 PM
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Joined: Aug 2014
Posts: 20,223
Northport, AL
GomerPyle
Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
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Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
Joined: Aug 2014
Posts: 20,223
Northport, AL
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Please help me to understand how this would be a good idea for anyone? It's a FANTASTIC idea...................................................for the salesman that likely gets paid commission If you needed to sale the boat in let’s say two years, how would you get out from under it? You don't
There are 3 certainties in an uncertain world:
1. All Politicians Are Liars
2. All Gun Laws Are an Infringement
3. Taxation Is Theft
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Re: Boat Shopping
[Re: Gunner211]
#4113896
04/08/24 04:53 PM
04/08/24 04:53 PM
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Joined: Dec 2001
Posts: 13,918
AL
hunterbuck
Booner
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Booner
Joined: Dec 2001
Posts: 13,918
AL
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They appeal to "payment buyers"
I have a "do not finance toys...ever" policy. Has served me well.
"You think I care? Roll Damn Tide"
Have you tried Google?
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Re: Boat Shopping
[Re: Gunner211]
#4113902
04/08/24 04:57 PM
04/08/24 04:57 PM
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Joined: Aug 2014
Posts: 20,223
Northport, AL
GomerPyle
Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
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Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
Joined: Aug 2014
Posts: 20,223
Northport, AL
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The only way you could even attempt to make an argument at a case where it makes sense is in a situation where the buyer has the cash on hand, but instead of paying cash, they finance the toy and invest the cash somewhere with an ROI enough to offset the interest rate on the payments they're making on the toy, and the investment still be liquid enough that they could cash out and pay off the toy at a moment's notice if necessary.
that is not the case for 99.999% of buyers financing a boat for 15 years.
Now, if you want to talk about a buyer putting a large percentage down, and then financing it for a few years so that their equity stays ahead of the depreciation....still wouldn't be my cup of tea but it at least wouldn't be insane like the 15+ year deals out there
Last edited by GomerPyle; 04/08/24 04:59 PM.
There are 3 certainties in an uncertain world:
1. All Politicians Are Liars
2. All Gun Laws Are an Infringement
3. Taxation Is Theft
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Re: Boat Shopping
[Re: Gunner211]
#4113904
04/08/24 05:01 PM
04/08/24 05:01 PM
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Joined: Jun 2012
Posts: 21,939
Awbarn, AL
CNC
Dances With Weeds
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Dances With Weeds
Joined: Jun 2012
Posts: 21,939
Awbarn, AL
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You know what's better than having a boat??.......Having a friend with a boat
We dont rent pigs
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Re: Boat Shopping
[Re: Gunner211]
#4113906
04/08/24 05:06 PM
04/08/24 05:06 PM
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Joined: Oct 2000
Posts: 14,941
Right Behind You
William
Booner
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Booner
Joined: Oct 2000
Posts: 14,941
Right Behind You
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I bought my first two bass boats for under $20K and sold them both for almost what I paid for them. I just can't justify buying a boat or a truck right now for what they are charging for them. It's amazing. 20 year old boats going for $20K +
"The misery of being exploited by capitalists is nothing... compared to the misery of not being exploited at all."
Joan Robinson
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Re: Boat Shopping
[Re: Gunner211]
#4113956
04/08/24 06:23 PM
04/08/24 06:23 PM
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Joined: Oct 2009
Posts: 5,746
Henry county
coldtrail
12 point
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12 point
Joined: Oct 2009
Posts: 5,746
Henry county
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Why would you sell it in two years when you can continue dump more hard earned money into it another 10?????
"And the days that I keep my gratitude
Higher than my expectations
Well, I have really good days" Ray Wylie Hubbard
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Re: Boat Shopping
[Re: Gunner211]
#4113970
04/08/24 06:40 PM
04/08/24 06:40 PM
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Joined: Jun 2014
Posts: 4,286
Jasper Al
eclipse829
10 point
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10 point
Joined: Jun 2014
Posts: 4,286
Jasper Al
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What kind of boat? You only live once, boats are fun. Buy the boat.
Last edited by eclipse829; 04/08/24 06:41 PM.
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Re: Boat Shopping
[Re: Gunner211]
#4114142
04/09/24 04:48 AM
04/09/24 04:48 AM
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Joined: Dec 2014
Posts: 7,577
Boaz,AL
CarbonClimber1
14 point
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14 point
Joined: Dec 2014
Posts: 7,577
Boaz,AL
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Id like to have me a kayak or a micro skiff…no big boat ever again..not never ever…i dont even want a kinda little boat
"I dont quit.. And ill fight alone if i have to"
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Re: Boat Shopping
[Re: Gunner211]
#4114200
04/09/24 08:16 AM
04/09/24 08:16 AM
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Joined: Dec 2009
Posts: 1,626
North Baldwin County, Al
TensawRiver
8 point
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8 point
Joined: Dec 2009
Posts: 1,626
North Baldwin County, Al
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Gotta have a boat to fish down this way on the Mobile/Tensaw River Delta. I have a pretty good older G3 boat but was hoping to purchase a nice larger boat next year when my truck is paid off. It was going to be my retirement boat, that's what I was going to call it anyway. Now, I don't know so much about that. You've depressed me, just too dang much money.
Romans 8:1-2
"There is therefore now no condemnation to them which are in Christ Jesus, for the law of the Spirit of Life in Christ Jesus has made me free from the law of Sin and Death"
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