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Gonna Pull The Plug #4090069
02/25/24 01:48 PM
02/25/24 01:48 PM
Joined: Feb 2009
Posts: 2,819
Huntsville, Al
Bronco 74 Offline OP
10 point
Bronco 74  Offline OP
10 point
Joined: Feb 2009
Posts: 2,819
Huntsville, Al
I’ve been at the same job for 40 years and thinking of calling it quits. I turned 60 last December. Got a good pension and savings. My question is what do I do? All you retired folks chime in please. I’m at the crossroads. Thx


"We have an opponent in this state that we work every day, 365 days a year, to dominate."
Re: Gonna Pull The Plug [Re: Bronco 74] #4090071
02/25/24 01:54 PM
02/25/24 01:54 PM
Joined: Apr 2000
Posts: 15,918
Elmore County
Frankie Offline
Old Mossy Horns
Frankie  Offline
Old Mossy Horns
Joined: Apr 2000
Posts: 15,918
Elmore County
Do ever thing around the house you been putting off. Have a garden . Go fishing, hunting more . Take long or short trips find stuff to see.

Find a shade tree drink a drink or two .

Bug your wife till she's tired of looking at you . Lol

Re: Gonna Pull The Plug [Re: Bronco 74] #4090076
02/25/24 02:00 PM
02/25/24 02:00 PM
Joined: Apr 2010
Posts: 2,685
leeds,al
G
geeb1 Offline
10 point
geeb1  Offline
10 point
G
Joined: Apr 2010
Posts: 2,685
leeds,al
What's early retirees on aldeer doing for health insurance til 65? Just curious as I hate my job too.

Re: Gonna Pull The Plug [Re: geeb1] #4090082
02/25/24 02:11 PM
02/25/24 02:11 PM
Joined: Feb 2008
Posts: 12,010
Satsuma
kodiak06 Offline
Booner
kodiak06  Offline
Booner
Joined: Feb 2008
Posts: 12,010
Satsuma
Originally Posted by geeb1
What's early retirees on aldeer doing for health insurance til 65? Just curious as I hate my job too.

I have my military coverage. Those on SSDI have coverage. Guessing others have coverage through spouse.

Re: Gonna Pull The Plug [Re: Bronco 74] #4090087
02/25/24 02:16 PM
02/25/24 02:16 PM
Joined: Jul 2016
Posts: 3,303
Mobile, al
M
Mike59 Offline
10 point
Mike59  Offline
10 point
M
Joined: Jul 2016
Posts: 3,303
Mobile, al
I took early SS retirement but I'm not retired.... I'm having to man the family owned and operated apt complex office affairs.... my brother who just took early SS retirement is having to do the maintenance.. Other than that do whatever we want ...not much time to really do that though... so do what you've been wanting to do or been putting off that's going to put fun in you and your significant others life..... one day it'll be too late

Re: Gonna Pull The Plug [Re: Bronco 74] #4090088
02/25/24 02:16 PM
02/25/24 02:16 PM
Joined: Feb 2008
Posts: 12,010
Satsuma
kodiak06 Offline
Booner
kodiak06  Offline
Booner
Joined: Feb 2008
Posts: 12,010
Satsuma
I quit at 56 and simply do what I want. I'm a hunting/outdoors addict with millions of acres allowing public access. I hike, mt bike, shed hunt, scout, run cameras, sturgeon fish in the summer, work on my bows, hunt Sept-Feb in one form or another.
For fun money I sell a little fire wood, trap a few beavers and moles, and do some seasonal day jobs for an old employer when he needs a fill in during silage season. We only getting older being active is key IMO

Re: Gonna Pull The Plug [Re: Bronco 74] #4090091
02/25/24 02:19 PM
02/25/24 02:19 PM
Joined: Jan 2003
Posts: 12,730
behind my Dillon
dave260rem! Online content
Skinny’s Ex
dave260rem!  Online Content
Skinny’s Ex
Joined: Jan 2003
Posts: 12,730
behind my Dillon
Do it before winter. Do something everyday.


Skinny is my EX.Alcohol was involved.
Re: Gonna Pull The Plug [Re: kodiak06] #4090092
02/25/24 02:20 PM
02/25/24 02:20 PM
Joined: Dec 2001
Posts: 35,447
Missouri
swamp_fever2002 Offline
Administrator
swamp_fever2002  Offline
Administrator
Joined: Dec 2001
Posts: 35,447
Missouri
Originally Posted by kodiak06
We only getting older being active is key IMO


It takes a long time to grow an old friend.
Re: Gonna Pull The Plug [Re: Bronco 74] #4090095
02/25/24 02:23 PM
02/25/24 02:23 PM
Joined: Jul 2011
Posts: 34,589
Boxes Cove
2Dogs Offline
Freak of Nature
2Dogs  Offline
Freak of Nature
Joined: Jul 2011
Posts: 34,589
Boxes Cove
There's always something needs doing, just look for it.



"Why do you ask"?

Always vote the slowest path to socialism.







Re: Gonna Pull The Plug [Re: geeb1] #4090097
02/25/24 02:24 PM
02/25/24 02:24 PM
Joined: Jul 2011
Posts: 34,589
Boxes Cove
2Dogs Offline
Freak of Nature
2Dogs  Offline
Freak of Nature
Joined: Jul 2011
Posts: 34,589
Boxes Cove
Originally Posted by geeb1
What's early retirees on aldeer doing for health insurance til 65? Just curious as I hate my job too.


My wife is a State retiree , I'm on their BC/BS.



"Why do you ask"?

Always vote the slowest path to socialism.







Re: Gonna Pull The Plug [Re: Bronco 74] #4090098
02/25/24 02:27 PM
02/25/24 02:27 PM
Joined: Dec 2015
Posts: 22,252
blount county alabama
jwalker77 Offline
Pumpkin
jwalker77  Offline
Pumpkin
Joined: Dec 2015
Posts: 22,252
blount county alabama
I figure on working till i die. I dont see any other way for me. I just keep buying and setting out more work. If youre a worker like me, youll soon be finding more work to do. My advice would be find work you enjoy and are in control of, that makes it better.

Re: Gonna Pull The Plug [Re: Bronco 74] #4090101
02/25/24 02:29 PM
02/25/24 02:29 PM
Joined: Mar 2018
Posts: 1,776
kyles
K
kyles Offline
8 point
kyles  Offline
8 point
K
Joined: Mar 2018
Posts: 1,776
kyles
I get a charge out of blowing up beaver dams lol. All these rich people buying up land if you love being outdoors there are odd jobs. A lot of people by land today and need it taken care of. Plus like me you can be off all turkey season. There is always elderly people that need someone to just come check on them or take them to doctor. Now that is community service work. People need handicap ramps built. If you got any family handy you will be popular very quickly.

Re: Gonna Pull The Plug [Re: geeb1] #4090119
02/25/24 02:47 PM
02/25/24 02:47 PM
Joined: Dec 2013
Posts: 22,700
Lickskillet, AL
Irishguy Offline
a.k.a. Dingle Johnson
Irishguy  Offline
a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,700
Lickskillet, AL
Originally Posted by geeb1
What's early retirees on aldeer doing for health insurance til 65? Just curious as I hate my job too.


For us our company offers plans from over $2k per month that covers virtually everything to the plan we are going with that is $198 a month and has a $4k deductible per person, and then a 60%/40% coverage after that with a maximum out of pocket per person of $6k per year. The cheapest plan next to that one is $1400 per month. That's the reason we are going with the cheap "Consumer" plan. Even if both of us get super sick in a calendar year, we are still only $12k out of pocket before the insurance starts picking up 100%.

Re: Gonna Pull The Plug [Re: Bronco 74] #4090121
02/25/24 02:51 PM
02/25/24 02:51 PM
Joined: Dec 2013
Posts: 22,700
Lickskillet, AL
Irishguy Offline
a.k.a. Dingle Johnson
Irishguy  Offline
a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,700
Lickskillet, AL
Originally Posted by Bronco 74
I’ve been at the same job for 40 years and thinking of calling it quits. I turned 60 last December. Got a good pension and savings. My question is what do I do? All you retired folks chime in please. I’m at the crossroads. Thx


I've been making a list for the last several months heading to my retirement at 62 years old at the beginning of April.

Hunt
Flyfish
Work on my old truck
Work on my old motorcycle
Ride my motorcycle all over
Weight lifting
Rucking (Walking with a heavy backpack)
Buy a camper and camp with Mrs. Irish all over
Learn Spanish
Go back to college with the free senior tuition and get a degree in history
Hang out with my buddies more.
Do some slow international travel (Stay in various countries for weeks or months at a time to immerse in the culture.)
Photography as a hobby
Etc...

The list keeps growing...

Last edited by Irishguy; 02/25/24 03:06 PM.
Re: Gonna Pull The Plug [Re: Bronco 74] #4090131
02/25/24 03:15 PM
02/25/24 03:15 PM
Joined: Jul 2003
Posts: 12,951
In a Van, down by the River
quailman Offline
Booner
quailman  Offline
Booner
Joined: Jul 2003
Posts: 12,951
In a Van, down by the River
I'll be 60 next Month. I had planned on retiring 2 years ago, but a divorce set me back. Been getting my finances in order since, and probably done the end of this year. Hunt, Fish, and a lot of other things will keep me busy.


Life is a journey. Make sure and bring plenty of Beer.

My luck has been so bad lately, it could be raining pussies and I'd catch one with a dick broke off in it.
Re: Gonna Pull The Plug [Re: geeb1] #4090137
02/25/24 03:20 PM
02/25/24 03:20 PM
Joined: Mar 2014
Posts: 2,655
Florida
P
Peach Offline
10 point
Peach  Offline
10 point
P
Joined: Mar 2014
Posts: 2,655
Florida
Originally Posted by geeb1
What's early retirees on aldeer doing for health insurance til 65? Just curious as I hate my job too.

I’m 66 and am on a Medicare advantage plan which is great. My wife has a few years before she qualifies and the cheapest insurance we could find was 1250 per month!!! She went with a health sharing program, Samaritan Ministries, and we now pay 273 per month for their premium plan. We have been happy with it and she has several friends that have really made out good with this program. The price you pay for insurance when you are not employed can greatly differ depending on how much money you make with your retirement. If your combined income is less than 90,000 per year, then I would call a medical insurance agency and let them see if you qualify for any government discounts. The figure could be closer to 100,000 but not sure.

Re: Gonna Pull The Plug [Re: Bronco 74] #4090143
02/25/24 03:29 PM
02/25/24 03:29 PM
Joined: Aug 2003
Posts: 42,181
UR 6
top cat Offline
Freak of Nature
top cat  Offline
Freak of Nature
Joined: Aug 2003
Posts: 42,181
UR 6



Can always start a Only fans deal 🤣🤣


LUCK:::; When presistence, dedication, perspiration and preparation meet up with opportunity!!!
- - - - - - - -A government big enough to give you everything you want, is big enough to take everything you have. Thomas Jeferson - - - - - - - -
Re: Gonna Pull The Plug [Re: Irishguy] #4090146
02/25/24 03:35 PM
02/25/24 03:35 PM
Joined: Dec 2004
Posts: 18,865
.
F
ford150man Offline
Old Mossy Horns
ford150man  Offline
Old Mossy Horns
F
Joined: Dec 2004
Posts: 18,865
.
Originally Posted by Irishguy

Go back to college with the free senior tuition and get a degree in history



What this free tuition for seniors all about? Where can I find info on it. I’m not there yet but have always thought about going back to school when I retired some day.


If voting made any difference, they wouldn’t let us do it.-Mark Twain
Re: Gonna Pull The Plug [Re: ford150man] #4090147
02/25/24 03:39 PM
02/25/24 03:39 PM
Joined: Dec 2013
Posts: 22,700
Lickskillet, AL
Irishguy Offline
a.k.a. Dingle Johnson
Irishguy  Offline
a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,700
Lickskillet, AL
Originally Posted by ford150man
Originally Posted by Irishguy

Go back to college with the free senior tuition and get a degree in history



What this free tuition for seniors all about? Where can I find info on it. I’m not there yet but have always thought about going back to school when I retired some day.



I'm not sure about 4 year institutions, but most of the two year colleges offer free tuition for seniors. You still have to buy books and pay fees, etc... but the tuition is free. The catch is that if the class is full, your getting kicked out. It's only available to partially full classes, and I think you are limited to only so many hours per semester.

The closest college to me is the State campus in Centre, AL and this is what they say...

"This program allows students 60 years of age or older who have met admissions requirements to receive tuition waivers for college credit courses on a space-available basis only. Space-available basis requires registration during the late registration process. The scholarship will not apply to repeat classes, regardless of initial funding source. This scholarship can cover up to six hours per semester of in-state tuition only after all other forms of financial assistance have been exhausted."



Last edited by Irishguy; 02/25/24 03:42 PM.
Re: Gonna Pull The Plug [Re: Bronco 74] #4090196
02/25/24 05:04 PM
02/25/24 05:04 PM
Joined: Nov 2002
Posts: 6,651
Moulton,AL
Snuffy Offline
14 point
Snuffy  Offline
14 point
Joined: Nov 2002
Posts: 6,651
Moulton,AL
Health insurance is a big deal if you don’t have it covered.


If you always do what you've always done you always get what you've always got
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