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Insuring tiny home #3612362
02/15/22 11:03 AM
02/15/22 11:03 AM
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
B
blumsden Offline OP
12 point
blumsden  Offline OP
12 point
B
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
My son bought a 16x40 portable cabin style building. He had spray foam insulation put in it. I wired it and had a friend of mine help us finish it. Looks beautiful. He's having a hard time getting it insured. Anybody know who will insure it?

Re: Insuring tiny home [Re: blumsden] #3612389
02/15/22 11:29 AM
02/15/22 11:29 AM
Joined: Jun 2015
Posts: 14,071
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,071
Some Marriott/Auburn
I could see most people avoiding it based on the small size and hard to locate value comps.

Re: Insuring tiny home [Re: blumsden] #3612399
02/15/22 11:38 AM
02/15/22 11:38 AM
Joined: Jan 2002
Posts: 11,737
Saraland, Alabama
hammerhead Offline
Booner
hammerhead  Offline
Booner
Joined: Jan 2002
Posts: 11,737
Saraland, Alabama

Re: Insuring tiny home [Re: blumsden] #3612440
02/15/22 12:40 PM
02/15/22 12:40 PM
Joined: Oct 2001
Posts: 25,588
Tampa
B
Beer Belly Online content
Freak of Nature
Beer Belly  Online Content
Freak of Nature
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Joined: Oct 2001
Posts: 25,588
Tampa

Maybe just insure the valuables within?????????


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Re: Insuring tiny home [Re: blumsden] #3612446
02/15/22 12:50 PM
02/15/22 12:50 PM
Joined: Aug 2018
Posts: 5,325
Georgia and Missouri
Semo Offline
12 point
Semo  Offline
12 point
Joined: Aug 2018
Posts: 5,325
Georgia and Missouri
I had some issues with our current living arrangements. None of the national carriers would insure me, so my agent/friend said go to the farm bureau. They had no issues, but it is a bit high.

So, I'd try ALFA

Re: Insuring tiny home [Re: blumsden] #3612520
02/15/22 02:45 PM
02/15/22 02:45 PM
Joined: Mar 2012
Posts: 3,403
Here
Okatuppa Offline
10 point
Okatuppa  Offline
10 point
Joined: Mar 2012
Posts: 3,403
Here
Originally Posted by blumsden
My son bought a 16x40 portable cabin style building. He had spray foam insulation put in it. I wired it and had a friend of mine help us finish it. Looks beautiful. He's having a hard time getting it insured. Anybody know who will insure it?


I’d like to see some pictures.
I’m about to build a camp on my place and have seriously considered doing this exact thing.


I ain't fightin nobody that swings around in trees with a running chainsaw like Tarzan. - FurFlyin

Oh I just thought u were a dumba$$ 🤣 my apologies… - jb20
Re: Insuring tiny home [Re: blumsden] #3612524
02/15/22 02:48 PM
02/15/22 02:48 PM
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
B
blumsden Offline OP
12 point
blumsden  Offline OP
12 point
B
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
PM me your cell and I'll send you some.

Re: Insuring tiny home [Re: blumsden] #3612527
02/15/22 02:49 PM
02/15/22 02:49 PM
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
B
blumsden Offline OP
12 point
blumsden  Offline OP
12 point
B
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
Alfa wont insure it. Not a house, not a trailer, and not an RV. Stupid.

Re: Insuring tiny home [Re: blumsden] #3612623
02/15/22 05:23 PM
02/15/22 05:23 PM
Joined: Apr 2000
Posts: 3,718
Camden, AL
S
SwampHunter Offline
10 point
SwampHunter  Offline
10 point
S
Joined: Apr 2000
Posts: 3,718
Camden, AL
I have a carrier that will insure it. Give me a call at Holman Insurance (William Malone). 334-682-4577

Re: Insuring tiny home [Re: blumsden] #3614568
02/18/22 07:17 AM
02/18/22 07:17 AM
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
B
blumsden Offline OP
12 point
blumsden  Offline OP
12 point
B
Joined: Jun 2013
Posts: 5,660
Lincoln, Alabama
Swamp hunter, thank you so much for getting my son's tiny home insured. We'll sleep better at night. That storm last night was making a beeline towards it, until it dissipated.

Re: Insuring tiny home [Re: blumsden] #3614760
02/18/22 12:11 PM
02/18/22 12:11 PM
Joined: Apr 2000
Posts: 3,718
Camden, AL
S
SwampHunter Offline
10 point
SwampHunter  Offline
10 point
S
Joined: Apr 2000
Posts: 3,718
Camden, AL
You are very welcome! Glad we could get it done for him and appreciate the business. And glad all are safe from that storm.


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