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Re: Hunting Land Lenders [Re: hamma] #3331216
01/22/21 05:34 PM
01/22/21 05:34 PM
Joined: Apr 2014
Posts: 578
SW Alabama
A
ALFisher Offline
4 point
ALFisher  Offline
4 point
A
Joined: Apr 2014
Posts: 578
SW Alabama
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit

Re: Hunting Land Lenders [Re: hamma] #3331434
01/22/21 08:18 PM
01/22/21 08:18 PM
Joined: Sep 2007
Posts: 6,987
Holly Pond, AL
NightHunter Offline
10 point
NightHunter  Offline
10 point
Joined: Sep 2007
Posts: 6,987
Holly Pond, AL
First South Farm Credit has done a ton of lending with my customers. I’d say the folks I sell to use First South 3 to 1 here.

Re: Hunting Land Lenders [Re: ALFisher] #3331475
01/22/21 08:47 PM
01/22/21 08:47 PM
Joined: Jun 2015
Posts: 11,318
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 11,318
Some Marriott/Auburn
Originally Posted by ALFisher
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit


My loan with Alabama Ag is fixed.

Re: Hunting Land Lenders [Re: AU7MM08] #3332590
01/24/21 09:29 AM
01/24/21 09:29 AM
Joined: Mar 2013
Posts: 11,137
Clanton
Turkey_neck Offline
Booner
Turkey_neck  Offline
Booner
Joined: Mar 2013
Posts: 11,137
Clanton
Originally Posted by AU7MM08
Originally Posted by ALFisher
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit


My loan with Alabama Ag is fixed.

So is mine. I’m not doing anything with a variable rate.


Would walk over a naked woman to get to a gobblin turkey!
Re: Hunting Land Lenders [Re: Turkey_neck] #3332660
01/24/21 11:13 AM
01/24/21 11:13 AM
Joined: Jun 2015
Posts: 11,318
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 11,318
Some Marriott/Auburn
Originally Posted by Turkey_neck
Originally Posted by AU7MM08
Originally Posted by ALFisher
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit


My loan with Alabama Ag is fixed.

So is mine. I’m not doing anything with a variable rate.


Ya especially considering right now interest rates theoretically can only go one direction from here.

Re: Hunting Land Lenders [Re: AU7MM08] #3332891
01/24/21 03:35 PM
01/24/21 03:35 PM
Joined: Nov 2011
Posts: 19,607
USA
R
Remington270 Offline
Old Mossy Horns
Remington270  Offline
Old Mossy Horns
R
Joined: Nov 2011
Posts: 19,607
USA
Originally Posted by AU7MM08
Originally Posted by Turkey_neck
Originally Posted by AU7MM08
Originally Posted by ALFisher
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit


My loan with Alabama Ag is fixed.

So is mine. I’m not doing anything with a variable rate.


Ya especially considering right now interest rates theoretically can only go one direction from here.


Down? laugh

Re: Hunting Land Lenders [Re: Hayden10] #3333507
01/25/21 08:08 AM
01/25/21 08:08 AM
Joined: Aug 2002
Posts: 3,824
Lower AL
K
k bush Offline
10 point
k bush  Offline
10 point
K
Joined: Aug 2002
Posts: 3,824
Lower AL
Originally Posted by Hayden10
Hey guys I am Hayden Nichols with Tutt Land Company. I work in the central Alabama area and we specialize in helping people buy or sell timberland, hunting land, recreational, and investment properties. If you are interested in buying or selling land please call/text me at (205)-799-1495 or email hayden@tuttland.com. I'd love to assist you in anyway I can, thanks and God bless!



Hayden is a good guy. Give him a call and see what he can do for you.


"Cull" is just another four letter word...
Re: Hunting Land Lenders [Re: hamma] #3333522
01/25/21 08:18 AM
01/25/21 08:18 AM
Joined: Jan 2014
Posts: 1,848
Highland Home, Al
S
Squadron77 Offline
8 point
Squadron77  Offline
8 point
S
Joined: Jan 2014
Posts: 1,848
Highland Home, Al
I had Alabama Ag do a loan 2 weeks ago at fixed rate of %3.78.


D Fine
Re: Hunting Land Lenders [Re: hamma] #3333554
01/25/21 08:47 AM
01/25/21 08:47 AM
Joined: Jan 2011
Posts: 169
Sylacauga, AL
B
Bama_Bow_Hunter Offline
3 point
Bama_Bow_Hunter  Offline
3 point
B
Joined: Jan 2011
Posts: 169
Sylacauga, AL
Another vote for John Matulia at Alabama Ag Credit. Fixed rate for me also.

Re: Hunting Land Lenders [Re: Squadron77] #3333572
01/25/21 09:19 AM
01/25/21 09:19 AM
Joined: Jun 2015
Posts: 11,318
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 11,318
Some Marriott/Auburn
Originally Posted by Squadron77
I had Alabama Ag do a loan 2 weeks ago at fixed rate of %3.78.


Very nice. What term length?

Re: Hunting Land Lenders [Re: AU7MM08] #3334781
01/26/21 10:19 AM
01/26/21 10:19 AM
Joined: Jan 2014
Posts: 1,848
Highland Home, Al
S
Squadron77 Offline
8 point
Squadron77  Offline
8 point
S
Joined: Jan 2014
Posts: 1,848
Highland Home, Al
Originally Posted by AU7MM08
Originally Posted by Squadron77
I had Alabama Ag do a loan 2 weeks ago at fixed rate of %3.78.


Very nice. What term length?

15 year note.


D Fine
Re: Hunting Land Lenders [Re: hamma] #3335789
01/27/21 10:31 AM
01/27/21 10:31 AM
Joined: Dec 2002
Posts: 7,925
Kennedy, al
globe Offline
14 point
globe  Offline
14 point
Joined: Dec 2002
Posts: 7,925
Kennedy, al
I used First South in Northport back in 09.
They actually waived the surveying because all the borders were clearly marked.
Few questions to ask is “what can I and what can’t I do with my land while it’s in Lien”.
Cut timber, site prep, etc..

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