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Insurance/ spousal surcharge? #3009105
01/10/20 08:28 PM
01/10/20 08:28 PM
Joined: Apr 2010
Posts: 2,674
leeds,al
G
geeb1 Offline OP
10 point
geeb1  Offline OP
10 point
G
Joined: Apr 2010
Posts: 2,674
leeds,al
Noticed on my paycheck today that I am being charged a 25.00 biweekly surcharge for my wife to be on my health coverage. WTH? I thought that's what a family plan is for. This is in addition to the rate for the family plan.

Re: Insurance/ spousal surcharge? [Re: geeb1] #3009109
01/10/20 08:30 PM
01/10/20 08:30 PM
Joined: Dec 2010
Posts: 3,464
Madison County
bobwallace Offline
10 point
bobwallace  Offline
10 point
Joined: Dec 2010
Posts: 3,464
Madison County
Our plan changed this year to add a $100 bi-weekly spousal surcharge if the spouse declines the insurance offered by their employer. So it’s either have separate insurance policies or pay more to be on the same.

Last edited by bobwallace; 01/10/20 08:31 PM.

Yeah, well, I always heard there were three kinds of suns in Kansas: sunshine, sunflowers, and sons-of-bitches.
Re: Insurance/ spousal surcharge? [Re: geeb1] #3009178
01/10/20 09:41 PM
01/10/20 09:41 PM
Joined: Dec 2007
Posts: 4,125
alabama
B
BigEd Offline
10 point
BigEd  Offline
10 point
B
Joined: Dec 2007
Posts: 4,125
alabama
Charged by your employer if your spouse has access to other insurance and declines.

Re: Insurance/ spousal surcharge? [Re: geeb1] #3009190
01/10/20 09:47 PM
01/10/20 09:47 PM
Joined: Feb 2014
Posts: 3,850
Dothan/Hartford,Al
87dixieboy Offline
10 point
87dixieboy  Offline
10 point
Joined: Feb 2014
Posts: 3,850
Dothan/Hartford,Al
Yep mine as well


Only accurate rifles are interesting.
Re: Insurance/ spousal surcharge? [Re: geeb1] #3009192
01/10/20 09:48 PM
01/10/20 09:48 PM
Joined: Jan 2005
Posts: 2,465
Guadalajoover
J
joe sixpack Offline
10 point
joe sixpack  Offline
10 point
J
Joined: Jan 2005
Posts: 2,465
Guadalajoover
Thanks Obama!

Re: Insurance/ spousal surcharge? [Re: geeb1] #3009201
01/10/20 09:52 PM
01/10/20 09:52 PM
Joined: Aug 2001
Posts: 64,027
Luverne, AL
Skinny Offline
GUVNER
Skinny  Offline
GUVNER
Joined: Aug 2001
Posts: 64,027
Luverne, AL
We got a 1-2% COLA raise this year and a 1-2% Health Insurance Raise this year. See how that works. I would hate to be the honest guy that figures that out and implements it.


Never Trust Government

"You can be broke but you cant be poor." Ruthie-May Webster
Re: Insurance/ spousal surcharge? [Re: geeb1] #3009206
01/10/20 09:53 PM
01/10/20 09:53 PM
Joined: Jan 2014
Posts: 4,272
North AL
just_an_illusion Offline
10 point
just_an_illusion  Offline
10 point
Joined: Jan 2014
Posts: 4,272
North AL
My last job had what they called a spousal carvout rule that did not allow a spouse to be on the insurance if the spouse had insurance available through their job. Didn't have to be decent insurance or affordable insurance, just insurance. Talk about some pissed off folks.

Re: Insurance/ spousal surcharge? [Re: geeb1] #3009274
01/10/20 11:17 PM
01/10/20 11:17 PM
Joined: Feb 2007
Posts: 2,889
AL
B
BD Offline
10 point
BD  Offline
10 point
B
Joined: Feb 2007
Posts: 2,889
AL
Payroll deductions are set by your employer

Re: Insurance/ spousal surcharge? [Re: geeb1] #3009404
01/11/20 08:47 AM
01/11/20 08:47 AM
Joined: Jun 2010
Posts: 8,914
Tallassee
G
G/H Offline
14 point
G/H  Offline
14 point
G
Joined: Jun 2010
Posts: 8,914
Tallassee
I remember BC/BS sending out paperwork to fill out wanting to know if your spouse had insurance with their job( if I remember correctly). Something about they couldn't be doubled covered. I threw mine in the trash. Also since my wife has insurance they her work, it's not great I dropped her off mine and save about 1500.00 a year on premiums.

Re: Insurance/ spousal surcharge? [Re: geeb1] #3009412
01/11/20 09:00 AM
01/11/20 09:00 AM
Joined: Sep 2013
Posts: 1,405
F
fedex Offline
8 point
fedex  Offline
8 point
F
Joined: Sep 2013
Posts: 1,405
Fedex same way

Re: Insurance/ spousal surcharge? [Re: G/H] #3009415
01/11/20 09:05 AM
01/11/20 09:05 AM
Joined: Jan 2001
Posts: 25,808
Fayetteville TN Via Selma
jawbone Offline
Freak of Nature
jawbone  Offline
Freak of Nature
Joined: Jan 2001
Posts: 25,808
Fayetteville TN Via Selma
Originally Posted by G/H
I remember BC/BS sending out paperwork to fill out wanting to know if your spouse had insurance with their job( if I remember correctly). Something about they couldn't be doubled covered. I threw mine in the trash. Also since my wife has insurance they her work, it's not great I dropped her off mine and save about 1500.00 a year on premiums.


I am on BCBS from my previous employer as a retiree. My wife is on the BCBS Peehip family plan which used to include me also. then they wanted to surcharge me $100/mo to stay on hers. That was nice to not have any co-pays but we dropped me from her plan. In the end, my coverage is better than the Peehip anyways.


Lord, please help us get our nation straightened out.
Re: Insurance/ spousal surcharge? [Re: geeb1] #3009421
01/11/20 09:16 AM
01/11/20 09:16 AM
Joined: Mar 2001
Posts: 11,154
Central Alabama
Cuz-Pat Offline
Booner
Cuz-Pat  Offline
Booner
Joined: Mar 2001
Posts: 11,154
Central Alabama
Same thing was implemented where I work.

My wife dropped off my plan and has her own insurance through her work now.

The Spousal Surcharge was $75.00 bi-weekly.


Cuz-Pat

Patton's European Mounts
Professional Quality Skull & Antler Taxidermy
Since 1998
Re: Insurance/ spousal surcharge? [Re: joe sixpack] #3009433
01/11/20 09:31 AM
01/11/20 09:31 AM
Joined: Oct 2011
Posts: 3,524
TX
H
hunting13 Offline
10 point
hunting13  Offline
10 point
H
Joined: Oct 2011
Posts: 3,524
TX
Originally Posted by joe sixpack
Thanks Obama!


Lets not forget the war hero john mccain Mr. 👎

Re: Insurance/ spousal surcharge? [Re: Skinny] #3009456
01/11/20 09:53 AM
01/11/20 09:53 AM
Joined: Aug 2001
Posts: 9,667
blount county alabama
I
imadeerhntr Offline
14 point
imadeerhntr  Offline
14 point
I
Joined: Aug 2001
Posts: 9,667
blount county alabama
Originally Posted by Skinny
We got a 1-2% COLA raise this year and a 1-2% Health Insurance Raise this year. See how that works. I would hate to be the honest guy that figures that out and implements it.

So basically they should have just informed you that you aren’t getting a damn thing this year and left it at that. At least that you could respect them for having the balls to inform you that way. And not playing a numbers shell game with you

Re: Insurance/ spousal surcharge? [Re: hunting13] #3009459
01/11/20 09:54 AM
01/11/20 09:54 AM
Joined: Feb 2002
Posts: 44,211
North Alabama
W
Wiley Coyote Offline
Freak of Nature
Wiley Coyote  Offline
Freak of Nature
W
Joined: Feb 2002
Posts: 44,211
North Alabama
Originally Posted by hunting13
Originally Posted by joe sixpack
Thanks Obama!


Lets not forget the war hero john mccain Mr. 👎


Never forget that democrat bastard.


I firmly believe that a double gallows should be constructed on the East Lawn of The White House. Politicians who willfully and shamelessly violate their oath to uphold and defend the Constitution of the United States of America should be swiftly tried and, upon conviction, publicly hanged at sunup the day after conviction. If multiple convicts are to be hanged they can choose with whom to share the gallows or names shall be drawn from the hangman's hat to be hanged 2 at a time.




NRA Life Member

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