Velvet
by James. 04/29/24 08:31 AM
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119 registered members (Backwards cowboy, oldforester, Mbrock, jdhunter2011, BPI, kodiak06, Sself161, jwal, longshot, Powers, goodman_hunter, chevydude2015, salock, Rockstar007, Stu, ParrotHead89, hallb, BACK40, Lockjaw, Treelimb, JustHunt, Andalusia, Team_Stuckem, PanolaProductions, beRAD, CouchNapper, WGDfarm23, Jason Carroll, 1bamashooter, rickyh_2, bamapanic, Lvlhdd, Rolloverdave, abolt300, donia, Turkeyneck78, demp17, GMR, hawndog, MadMallard, Kang, HBWALKER14, auwild, deerchop, MurphySimmons, AustinC, Jotjackson, Turkey_neck, Wahoo, CeeHawk37, Turkey Petter, Josh77, jhardy, Tree Dweller, GomerPyle, Whiskey9, Aldecks1, mathews prostaff, big mike, Stacey, Shaneomac2, BC, YellaLineHunter, NVM1031, snakebit, TCG5, Ragu, Joe4majors, gman, 7PTSPREAD, odocoileus, Paint Rock 00, Turkey, Possum Hunter, brushwhacker, cchoque93, slippinlipjr, Peach, KHOOKS, Lightfoot, Alb, RCHRR, BhamFred, rblaker, thayerp81, Dean, Whild_Bill, bamaeyedoc, Raven, Tall Dog, ColeT, BBD23, JSanford1974, Beer Belly, crenshawco, BC_Reb, AL18, WEMOhunter, Richard Cranium, JRF, slanddeerhunter, zgobbler5, cartervj, JohnG, Dead down wind, Swamp Monkey, blade, jono23, Billbrassky, 10 invisible),
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Dave ramsey
#2946740
11/05/19 09:26 PM
11/05/19 09:26 PM
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steelman
OP
Unregistered
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steelman
OP
Unregistered
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Who has followed his program? Were the results what you wished for??
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Re: Dave ramsey
[Re: ]
#2946747
11/05/19 09:29 PM
11/05/19 09:29 PM
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Joined: Jan 2014
Posts: 10,416 Scottsboro, Al
jbatey1
Lucky Bastage
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Lucky Bastage
Joined: Jan 2014
Posts: 10,416
Scottsboro, Al
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I’ve never looked into his program, but feel that I’m better with my money than most people my age. So, If his program is good, I’m guessing I probably have some similarities to my money management.
Without me looking his plan up specifically, what are the main driving points of it?
The fool tells me his reasons; the wise man persuades me with my own.
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Re: Dave ramsey
[Re: jbatey1]
#2946758
11/05/19 09:38 PM
11/05/19 09:38 PM
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steelman
OP
Unregistered
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steelman
OP
Unregistered
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I’ve never looked into his program, but feel that I’m better with my money than most people my age. So, If his program is good, I’m guessing I probably have some similarities to my money management.
Without me looking his plan up specifically, what are the main driving points of it? He drives the “baby steps” You can look up Dave Ramsey baby steps and see the break down, Basically pay off your debt Smallest to largest debt, it makes sense if you have the income and discipline to pull it off, if I was like James I could look it up and posy the 7 baby steps.. 😀, help me out brotha
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Re: Dave ramsey
[Re: jbatey1]
#2946760
11/05/19 09:39 PM
11/05/19 09:39 PM
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Joined: Jun 2015
Posts: 14,022 Some Marriott/Auburn
AU7MM08
Booner
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Booner
Joined: Jun 2015
Posts: 14,022
Some Marriott/Auburn
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I’ve never looked into his program, but feel that I’m better with my money than most people my age. So, If his program is good, I’m guessing I probably have some similarities to my money management.
Without me looking his plan up specifically, what are the main driving points of it? All debt regardless of what it is/interest rate is a HUGE problem, forgo your 401K match(FREE MONEY) if you have any debt, invest a measly 15%, credit cards should never be touched regardless of how well one understands finances. Blowhard that's made a career of telling people incredibly simple shucks.
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Re: Dave ramsey
[Re: ]
#2946763
11/05/19 09:42 PM
11/05/19 09:42 PM
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Joined: Jan 2011
Posts: 38,489 N. Bama
257wbymag
Boo Boo Head
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Boo Boo Head
Joined: Jan 2011
Posts: 38,489
N. Bama
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A lil debt isn’t the end of the world. Good lord
Quietly killing turkeys where youre not!!! My tank full of give a fraks been runnin on empty I'm the paterfamilias
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Re: Dave ramsey
[Re: AU7MM08]
#2946764
11/05/19 09:42 PM
11/05/19 09:42 PM
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Joined: Aug 2006
Posts: 8,868 Andalusia, Covington County, A...
TexasHuntress
14 point
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14 point
Joined: Aug 2006
Posts: 8,868
Andalusia, Covington County, A...
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I’ve never looked into his program, but feel that I’m better with my money than most people my age. So, If his program is good, I’m guessing I probably have some similarities to my money management.
Without me looking his plan up specifically, what are the main driving points of it? All debt regardless of what it is/interest rate is a HUGE problem, forgo your 401K match(FREE MONEY) if you have any debt, invest a measly 15%, credit cards should never be touched regardless of how well one understands finances. Blowhard that's made a career of telling people incredibly simple shucks. I thought you were the one who was all about using a credit card with the best options and paying it off every month.
If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
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Re: Dave ramsey
[Re: 257wbymag]
#2946776
11/05/19 09:49 PM
11/05/19 09:49 PM
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steelman
OP
Unregistered
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steelman
OP
Unregistered
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A lil debt isn’t the end of the world. Good lord Every post I’ve made recently you’ve had a smart ass comment to make, what’s your problem? Or are you trying to be the funny guy, I don’t understand what you are trying to get across.
Last edited by steelman; 11/05/19 09:50 PM.
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Re: Dave ramsey
[Re: ]
#2946780
11/05/19 09:51 PM
11/05/19 09:51 PM
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Joined: Aug 2006
Posts: 8,868 Andalusia, Covington County, A...
TexasHuntress
14 point
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14 point
Joined: Aug 2006
Posts: 8,868
Andalusia, Covington County, A...
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A lil debt isn’t the end of the world. Good lord Every post I’ve made recently you’ve had a smart ass comment to make, what’s your problem? Or are you trying to be the funny guy, I don’t understand what you are trying to get across. I think 257's post was in response to AU7MM08's post, not yours.
If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
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Re: Dave ramsey
[Re: ]
#2946782
11/05/19 09:52 PM
11/05/19 09:52 PM
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Joined: Jan 2011
Posts: 38,489 N. Bama
257wbymag
Boo Boo Head
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Boo Boo Head
Joined: Jan 2011
Posts: 38,489
N. Bama
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Exactly what I said. Having small debt is not the end of the world. I don’t have a problem with you. But most of your questions can be answered on google
Quietly killing turkeys where youre not!!! My tank full of give a fraks been runnin on empty I'm the paterfamilias
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Re: Dave ramsey
[Re: ]
#2946784
11/05/19 09:53 PM
11/05/19 09:53 PM
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Joined: Jan 2011
Posts: 38,489 N. Bama
257wbymag
Boo Boo Head
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Boo Boo Head
Joined: Jan 2011
Posts: 38,489
N. Bama
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And my response was in general.
Quietly killing turkeys where youre not!!! My tank full of give a fraks been runnin on empty I'm the paterfamilias
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Re: Dave ramsey
[Re: TexasHuntress]
#2946785
11/05/19 09:53 PM
11/05/19 09:53 PM
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steelman
OP
Unregistered
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steelman
OP
Unregistered
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A lil debt isn’t the end of the world. Good lord Every post I’ve made recently you’ve had a smart ass comment to make, what’s your problem? Or are you trying to be the funny guy, I don’t understand what you are trying to get across. I think 257's post was in response to AU7MM08's post, not yours. Maybe, sorry 257 if that’s the case
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Re: Dave ramsey
[Re: ]
#2946793
11/05/19 09:55 PM
11/05/19 09:55 PM
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steelman
OP
Unregistered
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steelman
OP
Unregistered
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Most things discussed on here can realistically be answered on google but I get it..
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Re: Dave ramsey
[Re: 257wbymag]
#2946796
11/05/19 09:57 PM
11/05/19 09:57 PM
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Joined: Mar 2018
Posts: 16,827 Banana Republic
jb20
Old Mossy Horns
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Old Mossy Horns
Joined: Mar 2018
Posts: 16,827
Banana Republic
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A lil debt isn’t the end of the world. Good lord This i see my grandad who can pay for anything he wants out right use credit when its to grow money "investment in somethin " or let his other money grow
They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety. Ben Franklin
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Re: Dave ramsey
[Re: ]
#2946802
11/05/19 09:59 PM
11/05/19 09:59 PM
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Joined: Jan 2011
Posts: 38,489 N. Bama
257wbymag
Boo Boo Head
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Boo Boo Head
Joined: Jan 2011
Posts: 38,489
N. Bama
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Lots of equipment can be financed 0% for X years. Why pay for it then?
Quietly killing turkeys where youre not!!! My tank full of give a fraks been runnin on empty I'm the paterfamilias
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Re: Dave ramsey
[Re: 257wbymag]
#2946806
11/05/19 10:00 PM
11/05/19 10:00 PM
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Joined: Jun 2015
Posts: 14,022 Some Marriott/Auburn
AU7MM08
Booner
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Booner
Joined: Jun 2015
Posts: 14,022
Some Marriott/Auburn
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A lil debt isn’t the end of the world. Good lord I owe about $6,000ish on my work car loan, monthly payment is $340 per month. The interest rate is 2.75%, inflation is at roughly 2%ish depending on who you ask. The realized interest rate is about 0.75%ish. Dave Ramsey would be screaming at me to make my work car loan a priority, I would tell him lol sure dude.
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Re: Dave ramsey
[Re: Standbanger]
#2946808
11/05/19 10:02 PM
11/05/19 10:02 PM
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Joined: Nov 2011
Posts: 21,784 USA
Remington270
Freak of Nature
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Freak of Nature
Joined: Nov 2011
Posts: 21,784
USA
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Ramsey thinks he is Moses. He leaves little doubt that he thinks highly of himself. But his message is good. You shouldn’t take financial advice from poor people.
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