|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
26
|
27
|
28
|
29
|
30
|
|
|
|
|
|
92 registered members (beetrapper, Gunpowder, BrandonClark, BCLC, Mansfield, fillmore, TamaDrumhead, jake5050, JustHunt, !shiloh!, Cynical, 10mm, HURRICANE, Peach, Chaser357, MS_Hunter, icducks, sanderson, Ben2, chill, XVIII, aucivil, Hunting15, aucountry, BPI, Chancetribe, Overland, Turkeyneck78, HoofNSpur, 000buck, Bustinbeards, coldtrail, dawgdr, turfarmer, Morris, Remington270, Hoytdad10, 3006bullet, BobK, Scooter7, Mbrock, Rebelhunter_21, Canterberry, Gunner211, goodman_hunter, Aldecks1, GrandSlam, hippi, BamaRick, MikeP, Bruno, weatherby, CNC, brett.smith, Frogeye, JoeBuck, SC53, BuckRidge17, AU coonhunter, RCHRR, BhamFred, CCC, mcninja, Smitty4Bama, jarcher38, KnightRyder, 7x57_Mauser, crenshawco, bholmes, ridgestalker, MGrubber, Buckwheat, Turkey, Pwyse, Okatuppa, Jweeks, shootnmiss, outdoorguy88, Floorman1, jwalker77, bug54, 11 invisible),
938
guests, and 0
spiders. |
Key:
Admin,
Global Mod,
Mod
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: whack-n-stack]
#2746631
02/24/19 01:01 AM
02/24/19 01:01 AM
|
Joined: Aug 2018
Posts: 3,884 Montgomery, Alabama
bama1971
10 point
|
10 point
Joined: Aug 2018
Posts: 3,884
Montgomery, Alabama
|
The gate to the pool is a liability. The lack of handrails is a liability. And yer mutt is a liability.
Triple whammy. Next question. They should overlook all of those
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: bama1971]
#2746633
02/24/19 01:04 AM
02/24/19 01:04 AM
|
Joined: Nov 2008
Posts: 10,308 Alabama
whack-n-stack
Booner
|
Booner
Joined: Nov 2008
Posts: 10,308
Alabama
|
The gate to the pool is a liability. The lack of handrails is a liability. And yer mutt is a liability.
Triple whammy. Next question. They should overlook all of those “He a good dog. He just gotta smell you first”
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746636
02/24/19 01:12 AM
02/24/19 01:12 AM
|
Joined: Aug 2006
Posts: 8,863 Andalusia, Covington County, A...
TexasHuntress
14 point
|
14 point
Joined: Aug 2006
Posts: 8,863
Andalusia, Covington County, A...
|
Just give Mayer Insurance a call. There is an ad right at the top of this page you can click on for the number. I bet he can get you fixed up with some insurance.
If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: bama1971]
#2746637
02/24/19 01:22 AM
02/24/19 01:22 AM
|
Joined: Dec 2018
Posts: 75 North AL
FreeBird75
OP
spike
|
OP
spike
Joined: Dec 2018
Posts: 75
North AL
|
The gate to the pool is a liability. The lack of handrails is a liability. And yer mutt is a liability.
Triple whammy. Next question. They should overlook all of those Wow, what a dumb ass statement. So if your deck gets old and needs to be replaced youre automatically in a catch 22 since you cant build rails without building the deck first. As far as the dogs seems like they would ask all that before they gave you a policy to begin with. It's not like they asked about dogs and I lied to them.
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: TexasHuntress]
#2746640
02/24/19 01:26 AM
02/24/19 01:26 AM
|
Joined: Dec 2018
Posts: 75 North AL
FreeBird75
OP
spike
|
OP
spike
Joined: Dec 2018
Posts: 75
North AL
|
Just give Mayer Insurance a call. There is an ad right at the top of this page you can click on for the number. I bet he can get you fixed up with some insurance. Thats actually who got me the policy to begin with. When I first found out there was an issue I called him only to find out he no longer represented Travelers. Brandon is great no doubt. I will be calling him first of the week to find a new policy for sure. He has handled insuring everthing I own for several years now.
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746643
02/24/19 01:43 AM
02/24/19 01:43 AM
|
Joined: Jul 2005
Posts: 19,088 Chelsea, AL
straycat
Old Mossy Horns
|
Old Mossy Horns
Joined: Jul 2005
Posts: 19,088
Chelsea, AL
|
Run that up the Traveller's food chain. If Huskies are not on the list and your deck was under construction, there shouldn't be an issue. Then again, they have probably mad you mad enough to find someone else.
"The grass withers, the flower fades, But the word of our God stands forever." Isaiah 40:8
"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt.� Samuel Adams
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746644
02/24/19 01:48 AM
02/24/19 01:48 AM
|
Joined: Aug 2006
Posts: 8,863 Andalusia, Covington County, A...
TexasHuntress
14 point
|
14 point
Joined: Aug 2006
Posts: 8,863
Andalusia, Covington County, A...
|
The bigger issue is insurance companies just sending folks out to drive by the insured properties and just reporting on what they see instead of actually finding out if there are things under construction, being replaced, etc. Two of the things mentioned were temporary issues and the third was just an assumption that was wrong.
My personal thought is that it would be far better to actually get in touch with the property owners and make an appointment to come by and if things are not as they should be, let the owners know and give a specific amount of time to make them right and come back to check.
If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746665
02/24/19 07:44 AM
02/24/19 07:44 AM
|
Joined: Oct 2012
Posts: 10,598 Central, Al
Bustinbeards
Booner
|
Booner
Joined: Oct 2012
Posts: 10,598
Central, Al
|
If They are nit picking you that bad I hope you don't have to ever file a claim with them..... sheesh I'd be looking for another insurance company who wanted my money.
Originally Posted By: Wiley Coyote Well, the way I see it is there's just too many assholes On a good day there's a bunch of assholes in here. On a bad day there's too many assholes in here.
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746670
02/24/19 08:01 AM
02/24/19 08:01 AM
|
Joined: Nov 2010
Posts: 24,832 Buc-ee’s Beach Express
leroycnbucks
Freak of Nature
|
Freak of Nature
Joined: Nov 2010
Posts: 24,832
Buc-ee’s Beach Express
|
Interesting. This is what I do but on a much larger scale. First thing is I don’t understand why the inspector didn’t make an appointment with you. You can’t identify roof leaks which will get your insurance canceled if you can’t see visible roof leaks from inside the property item. Second is he did a risk assessment but didn’t address the issues with you because he didn’t make an appointment to see you. Usually the industry standards is to write up the liability issues and give the insured some time to take care of the risk hazards and then cancel the policy if those issues hasn’t been fixed. Third I’ve never heard of dogs being a reason to having your insurance canceled. A higher rate yes but not a cancellation.
Proud Army and ALNG veteran God Bless America!
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746681
02/24/19 08:36 AM
02/24/19 08:36 AM
|
Joined: Aug 2001
Posts: 63,835 Luverne, AL
Skinny
GUVNER
|
GUVNER
Joined: Aug 2001
Posts: 63,835
Luverne, AL
|
Send Brandon a PM today and he will have your new policy ready to go first thing tomorrow morning.
Never Trust Government
"You can be broke but you cant be poor." Ruthie-May Webster
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746683
02/24/19 08:40 AM
02/24/19 08:40 AM
|
Joined: Sep 2003
Posts: 11,279 Walker county
Driveby
Doing the best I can.
|
Doing the best I can.
Joined: Sep 2003
Posts: 11,279
Walker county
|
I would get the issue resolved then drop them. If you just let them cancel your policy, it could cause problems getting a new one somewhere else and cause your rates to be higher.
The true mark of a man is not how he conducts himself during times of prosperity, but how he conducts himself during times of adversity.
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746698
02/24/19 09:00 AM
02/24/19 09:00 AM
|
Joined: Feb 2013
Posts: 6,095 Anniston, AL
ikillbux
ishootatbux
|
ishootatbux
Joined: Feb 2013
Posts: 6,095
Anniston, AL
|
Well that escalated quickly. I love seeing how people REALLY react behind the scenes.... This is a "meh" situation, it's just a standard form letter (you and ten thousand other clients got the same letter, just with different findings). Holler at Brandon, he'll holler at Travelers, problem solved. Every insurance company does inspections, it's extremely uncommon for you to know they're coming by (it ain't like they're doing a lengthy, sit-down audit), the field inspector was probably there all of 1 minute and then moved on to the other 697 houses he/she is scheduled to inspect that week. An adjuster will usually set an appointment, but these inspections are VERY non-invasive, and super fast. Trust me, they didn't study your place long. The handrails are a non-issue, they WILL use common sense that you're under construction, next subject. The dogs still could be an issue though, especially if they went full-on Cujo when the inspector tried to access the back yard. Everybody's dog is a "big baby" when they're talking to you, but that 100 lb "lab mix" tried to gnaw the fence down and chew me to shreds when I walked down the perimeter of your yard to get a picture from the back. ( every dog is a "lab mix", wink wink) This may be the ONLY benefit to being an exclusive agent like I am (I am employed directly by the specific insurance company I sell for)...I can be the "field inspector" and use reason, I get that letter before YOU do, so I can call you and head off some problems like that. In all seriousness, Brandon will have this fixed in minutes, no biggie.
We were on the edge of Eternia, when the power of Greyskull began to take hold.
|
|
|
Re: Homeowners insurance canceled because I have dogs
[Re: FreeBird75]
#2746705
02/24/19 09:08 AM
02/24/19 09:08 AM
|
Joined: Jan 2003
Posts: 15,094 Chilton County
Morris
Poppa Jon
|
Poppa Jon
Joined: Jan 2003
Posts: 15,094
Chilton County
|
He will write you another policy. Brandon has had all my stuff for years now. He’s awesome to deal with and should be taking me to eat crawfish in the next few weeks. Not only an agent but a friend.
|
|
|
|