I've been shopping off and on for individual medical coverage since February and have not found a single plan that has a reasonable deductible that I can afford. I'm so damn mad I could damn near explode. That damn illegal halfbreed son of a bitch illegal Kenyan bastard destroyed the best healthcare insurance programs ever known to mankind. If that Kenyan bastard would come near me I'd take one for the team and do the time. If there's any stupid bastard democrat voting idiots on here, you should delete your account immediately. It's because of you and your ilk that this is what decent people have to live with. Diagnosed with Type 2 diabetes yesterday and will probably NEVER be able to afford sensible medical coverage.

It sucks mine's up end of month I'm still looking for family of 6 I was paying 1400 until I sold biz in May same plan wants 1750 now I can't afford that

Anything that I can afford has $10K deductible and don't pay squat for dr visits, ER or hospital. To get those coverages it starts at $1100 a month

And i thought when ours jumped from 180 a month to almost 300 for a family of 5 that was alot

I probably should be content paying $18 a month.

I
I support this message. If the Kenyan ever comes to Alabama, I hope he leaves in a pine box.

My daughter has Type 1 diabetes and insurance has declined coverage this year on one of her prescriptions. Cost $1,300 to have it filled last month. I don't know who this insurance bulldoodoo was supposed to benefit because I don't know a single person that has had "better" or more affordable insurance. Premiums are up, deductibles are higher, and coverage is worse.

The people who don’t work.

I think my individual is around $400 a month with a $6900 deductible/max out of pocket and it does cover some regular office visits/prescriptions with copays, coinsurance, etc. It's thru Florida Blue, which is BCBS, I would think they would have something similar offered in AL. I'm 40, so not sure how much of a difference that makes in the cost vs your age.

It was definitely MUCH cheaper - for me at least maybe not my employer- when I worked for someone else instead of for myself.

EDIT: I wonder if it will be cheaper if you are doing it during open enrollment period? Also, when I first started shopping, I went the healthcare.gov to see what companies/plans were available to me even though I knew I wasn't eligible for any subsidy, then I just went directly to Florida Blue once I realized that was going to be my best option. If they offer insurance to you in your state/area, it will be on healthcare.gov.

Mine is the same as a mortgage payment now with a 12,000 deductible. I Trump all the way but this is a promise I want kept. It’s ruining middle class families.

We need to start a bonafide movement to push Trump to repeal Illegal Kenyan Care

Agreed

Yep. The older I get, the threat of a life sentence becomes less of a deterrence.

The only people that it has helped become better and more affordable are the same ones that we feed and house with our tax dollars it was never meant to help working people it was a handout program for us to pay for. wish the government would get out of the charity business

I have been saying this the entire time!! BCBS of Alabama RAPES individuals, excuse me EVERYBODY!! Those that have it through an employer are insulated because they generally have absolutely no clue of how much money the company is paying the insurance company instead of them. The same goes for SSI, where the Government Rapes you and you aren't shown how much the "company pays" (that is money that they would be paying you that you never see coming out of your pay check). SSI was setup to hide that from employees.

Common denominator between insurance and SSI, yep the fine politicians that don't have to play by the same rules!!!!!!!!!!!!!

I pay through the nose for individual blue. Had outpatient surgery Monday and haven't met my $2000 deductible. Had to pay $1200 before they would schedule surgery. What would have happened if I didn't have insurance? I guess go to the ER and let somebody else pay for it.

Dang. Sorry to hear about your diagnosis, Wiley. I've heard people tell me that "the exchange" has affordable premiums BUT with $5,000 deductibles.

BTW Wiley, sorry to hear the news of your diagnosis. I found out in 2002 I am diabetic.

It's cheaper because you're young. That's all Obamacare on healthcare.gov. FL Blue was cheap for me once too. The older you get the more it costs. The last few years before aging in are prohibitively expensive. Count your blessings while you have cheap affordable insurance. One day you'll be like the ones complaining on here. It will get worse before it gets better.

The blue silver plan is around 650 for my dad he's 58 it still has pretty high deductions tho he dropped it last month have know clue what he gonna do now cuz he just had a colostomy bag for 6 months that he got reversed couple months guess he thinks he good now