You guys that insured thru Kubota are taking a beating. I've been told that when financing a new tractor they REQUIRE Kubota insurance. That's a racket. I''m paying $175 a year for $22K coverage for almost anything you can imagine......theft, fire, wind, hail, vandalism, etc. And the deductible is just $250. You gotta buy your insurance from farm country agents in the midwest where they insure tens of thousands of tractors and have a minute number of claims.

The finance companies only require that you HAVE physical damage insurance, not who you have to use for it.

The thing many people miss out on is that they think it's like car insurance and it's not, in one major way. The insurance these finance and equipment companies sell is physical damage ONLY. There is no provision at all for liability. I sold it for years with John Deere financing and tried very hard to make sure people understood that.

The other catch with JD Insurance (I'm assuming they're all this way) is that the insurance was tied to the note. If they paid it off early, the insurance cancelled with the loan payoff.

Brothers Implement in Hillsboro TN, they delivered it to my dads place in Stevenson AL for free. Bought it in 2014 and put about 50 hours on it so far, mostly used for food plots. It's a fine machine, I'm pulling it to Athens TN to work some new land I just got the ok to hunt. It's close to where I'm living now and will make a great after work spot to hit.

Not sure about a tractor, but the boom on a backhoe or excavator must have a chain and binder on it.

I pull equipment regular.. machine, 2 buckets and rock hammer. Figure in the weight of the trailer and the whole package is a little north of #13000. Your suppose to have it binded at 4 points (each corner) and i bind it where the front and rear pull against each other, to keep your load from sliding should you have to stop it quick.. run the speed limit and youll be fine. Everybody else on the road is going faster than that anyways so i usually dont have an issue with folks getting in front of me and slamming on yhe breaks. Look down the road and take your time until you get comfortable with the weight. Also, dont be afraid to load the truck, as in not put all the weight on the trailer. You want your truck to squat some and help carry the load, thats what suspension is for. Ever see a trailer going down the road and trying to walk side to side? Its because they arent loaded right.. with that much weight swaying, it will drag you off the road in a hurry

Something a friend of mine was reminded of the hard way. NEVER EVER push a binder handle to lock it. His hand slipped and the handle knocked out three teeth and brock his jaw.
He had been working with chains and binders for 20+ years. Just got in a hurry and paid the price. Not something I ever want to see again.

x2

Got the same tractor, co-worker getting a divorce needed quick cash bought an 08 in 2010 with 275hrs, right place at right time got 6' bush hog, 8'disc, 3-point spreader, and box blade in the deal.

As mentioned above I put one through front bumper and one through back wheels, pulling opposite direction, binder on drivers side and fasten them down on a goose neck trailer with brakes.