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Trade
by AustinC. 04/26/24 07:31 PM
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12 registered members (Lonster, deadeye48, AU coonhunter, Holcomb, BCLC, Cactus_buck, BRP549, Shane99, mashburn, Semo, AWT6, 1 invisible),
1,086
guests, and 0
spiders. |
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Key:
Admin,
Global Mod,
Mod
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107157
03/26/24 09:35 AM
03/26/24 09:35 AM
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Joined: Dec 2004
Posts: 18,842
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ford150man
Old Mossy Horns
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Old Mossy Horns
Joined: Dec 2004
Posts: 18,842
.
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I’m fortunate enough to have a truck provided by the company I work for, that I’m allowed to use for personal stuff as well. They replace it every 5 years with a brand new one. I do own a truck but it’s 14 years old and honestly don’t see myself ever buying another new one. I don’t even want to buy a used one. Funny, I’ve thought back on every truck I’ve ever owned and every one got a little less fancy, and more practical, the older I got. Now the wife has a nice Expedition that pays off in a few months so we’ll be free of that payment for hopefully a long time. She works just to pay for the extras (cars, trips, etc..). I tell my boys, mostly my oldest, NOT to get caught up in the whole “got to have a fancy truck” thing. Thankfully, vehicles don’t impress him much. I hope he stays that way.
If voting made any difference, they wouldn’t let us do it.-Mark Twain
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107228
03/26/24 11:25 AM
03/26/24 11:25 AM
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Joined: Dec 2006
Posts: 16,967
Madison
BowtechDan
Old Mossy Horns
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Old Mossy Horns
Joined: Dec 2006
Posts: 16,967
Madison
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I like new vehicles, and some of the bells and whistles that come with them. Then I die. The end.
Nathan Carl Goff 19 Sept 2016 - 14 Jan 2017.
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107246
03/26/24 12:13 PM
03/26/24 12:13 PM
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Joined: Nov 2010
Posts: 24,832
Buc-ee’s Beach Express
leroycnbucks
Freak of Nature
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Freak of Nature
Joined: Nov 2010
Posts: 24,832
Buc-ee’s Beach Express
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I always find it interesting that the "been driving this old truck you stupid for buying new chit I'm smarter than you with money" aldeer crowd that rents somebody else's land to go deer hunting on.
Proud Army and ALNG veteran
God Bless America!
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Re: Vehicle Ownership and Financial Stability...
[Re: leroycnbucks]
#4107274
03/26/24 01:01 PM
03/26/24 01:01 PM
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Joined: Dec 2013
Posts: 22,692
Lickskillet, AL
Irishguy
OP
a.k.a. Dingle Johnson
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OP
a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,692
Lickskillet, AL
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I always find it interesting that the "been driving this old truck you stupid for buying new chit I'm smarter than you with money" aldeer crowd that rents somebody else's land to go deer hunting on.
I don't think people are stupid for buying a new vehicle. People should do what they want to make them happy. I think the point of the article is that sometimes a new vehicle doesn't bring all the happiness that is promised. On the other hand, based on personal experience, financial freedom does definitely enhance your personal happiness.
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107279
03/26/24 01:07 PM
03/26/24 01:07 PM
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Joined: Oct 2009
Posts: 5,689
Henry county
coldtrail
12 point
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12 point
Joined: Oct 2009
Posts: 5,689
Henry county
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This bring up an interesting point. In 1970 average new ford truck was $2600. Average salary $9870.
Today the average F150 is 50,000 with the average salary $65,700.
This isn't taking into account the high cost of Healthcare. House's are the same way. The average house is over 5 times the average salary in 1970 it was about double.
These numbers show that somwthing is way wrong with out economy.
"And the days that I keep my gratitude
Higher than my expectations
Well, I have really good days" Ray Wylie Hubbard
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107280
03/26/24 01:07 PM
03/26/24 01:07 PM
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Joined: Sep 2016
Posts: 728
Alabama
chevydude2015
4 point
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4 point
Joined: Sep 2016
Posts: 728
Alabama
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I always find it interesting that the "been driving this old truck you stupid for buying new chit I'm smarter than you with money" aldeer crowd that rents somebody else's land to go deer hunting on.
I don't think people are stupid for buying a new vehicle. People should do what they want to make them happy. I think the point of the article is that sometimes a new vehicle doesn't bring all the happiness that is promised. On the other hand, based on personal experience, financial freedom does definitely enhance your personal happiness. Agreed. I know multiple people who refuse to buy a new vehicle for many of the reasons listed in this thread. Yet, they aren’t exactly saving money by not buying a vehicle. They’re just choosing to spend that money on a different hobby/interest that makes them happy 
Last edited by chevydude2015; 03/26/24 01:08 PM.
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Re: Vehicle Ownership and Financial Stability...
[Re: jwalker77]
#4107281
03/26/24 01:12 PM
03/26/24 01:12 PM
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Joined: Sep 2016
Posts: 8,026
Alabama
Shaneomac2
14 point
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14 point
Joined: Sep 2016
Posts: 8,026
Alabama
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[quote=jwalker77]I own several vehicles, no payment. They are not the latest greatest, never will be. They all get the job done
Georgia Football..Acts like Bama but has a trophy case like South Carolina.
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107282
03/26/24 01:12 PM
03/26/24 01:12 PM
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Joined: Nov 2010
Posts: 24,832
Buc-ee’s Beach Express
leroycnbucks
Freak of Nature
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Freak of Nature
Joined: Nov 2010
Posts: 24,832
Buc-ee’s Beach Express
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I always find it interesting that the "been driving this old truck you stupid for buying new chit I'm smarter than you with money" aldeer crowd that rents somebody else's land to go deer hunting on.
I don't think people are stupid for buying a new vehicle. People should do what they want to make them happy. I think the point of the article is that sometimes a new vehicle doesn't bring all the happiness that is promised. On the other hand, based on personal experience, financial freedom does definitely enhance your personal happiness. I don't think people are stupid either for buying what makes them happy. So we agree with that. I'm blessed to be able to enjoy financial freedom and I have all the scars and back pain for it just like you and many others on here. Not being a part of the machine goes a long way as you get older.
Proud Army and ALNG veteran
God Bless America!
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107285
03/26/24 01:15 PM
03/26/24 01:15 PM
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Joined: Jul 2016
Posts: 2,495
Earth
snakebit
10 point
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10 point
Joined: Jul 2016
Posts: 2,495
Earth
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I had my last truck for 12 years and I swore I would not drive the equity out of my current one.
But Covid pricing happened and here I am driving it completely paid for.
But what I am doing differently this time is I never stopped making the payment. It is just going to a separate account intended for vehicle use.
But at that time it may go towards an income producing asset or something like that.
Not sure yet, but I can tell you that I am glad I am saving it.
"Hate is an acid that does more damage to the vessel in which it is stored, than the victim on which it is poured."
"Ego is the anesthesia that deadens the pain of stupidity."
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Re: Vehicle Ownership and Financial Stability...
[Re: Fattyfireplug]
#4107315
03/26/24 01:36 PM
03/26/24 01:36 PM
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Joined: Feb 2008
Posts: 15,656
Montgomery
bamaeyedoc
Old Mossy Horns
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Old Mossy Horns
Joined: Feb 2008
Posts: 15,656
Montgomery
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True Story.
My son fell into this mindset when young. Just couldn't wait to earn money and get nice vehicles. He's 26 now. He has a house and a car payment. His fiancé has a car payment. He will be completely debt free, including the house, by the end of next year. He will be debt free, with the exception of the house within 6 months from today. Probably closer to 4 months if he doubles down hard.
I couldn't be more proud of him. He's realized debt is indentured service. That’s amazing. What do they do for a living?
AKA: “Dr. B”
Aldeer #121
8-3-2000
Proud alum of AUM, UAB, and UA
Member of Team 10 Point
2023-2024 ALdeer Deer Contest Winners
Glennis Jerome "Jerry" Harris
1938-2017
UGA Class of 1960
BS/MS Forestry
LTJG, USNR
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Re: Vehicle Ownership and Financial Stability...
[Re: snakebit]
#4107316
03/26/24 01:37 PM
03/26/24 01:37 PM
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Joined: Jan 2011
Posts: 5,793
Hoover, AL
M48scout
12 point
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12 point
Joined: Jan 2011
Posts: 5,793
Hoover, AL
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I had my last truck for 12 years and I swore I would not drive the equity out of my current one.
But Covid pricing happened and here I am driving it completely paid for.
But what I am doing differently this time is I never stopped making the payment. It is just going to a separate account intended for vehicle use.
But at that time it may go towards an income producing asset or something like that.
Not sure yet, but I can tell you that I am glad I am saving it. That’s a good move and I wish I had done the same thing with my 12 year old truck. Been paid off for 7 or 8 years can’t remember, but I didn’t do what you did. Wish I had. With kids etc there’s always something competing for that monthly money. It would dang sure be nice to have 8 years of payments in the hole as I face a new vehicle here soon!
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Re: Vehicle Ownership and Financial Stability...
[Re: M48scout]
#4107331
03/26/24 01:54 PM
03/26/24 01:54 PM
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Joined: Dec 2013
Posts: 22,692
Lickskillet, AL
Irishguy
OP
a.k.a. Dingle Johnson
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OP
a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,692
Lickskillet, AL
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I had my last truck for 12 years and I swore I would not drive the equity out of my current one.
But Covid pricing happened and here I am driving it completely paid for.
But what I am doing differently this time is I never stopped making the payment. It is just going to a separate account intended for vehicle use.
But at that time it may go towards an income producing asset or something like that.
Not sure yet, but I can tell you that I am glad I am saving it. That’s a good move and I wish I had done the same thing with my 12 year old truck. Been paid off for 7 or 8 years can’t remember, but I didn’t do what you did. Wish I had. With kids etc there’s always something competing for that monthly money. It would dang sure be nice to have 8 years of payments in the hole as I face a new vehicle here soon! That Nissan Frontier has served you well my friend. 
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Re: Vehicle Ownership and Financial Stability...
[Re: Fattyfireplug]
#4107355
03/26/24 02:38 PM
03/26/24 02:38 PM
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Joined: Aug 2016
Posts: 2,447
AL, Wetumpka
jake5050
10 point
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10 point
Joined: Aug 2016
Posts: 2,447
AL, Wetumpka
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True Story.
My son fell into this mindset when young. Just couldn't wait to earn money and get nice vehicles. He's 26 now. He has a house and a car payment. His fiancé has a car payment. He will be completely debt free, including the house, by the end of next year. He will be debt free, with the exception of the house within 6 months from today. Probably closer to 4 months if he doubles down hard.
I couldn't be more proud of him. He's realized debt is indentured service. 26 and almost debt free is awesome congrats to him and you
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Re: Vehicle Ownership and Financial Stability...
[Re: Irishguy]
#4107372
03/26/24 03:32 PM
03/26/24 03:32 PM
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Joined: Jul 2020
Posts: 8,429
Chelsea
Lockjaw
14 point
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14 point
Joined: Jul 2020
Posts: 8,429
Chelsea
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I am 57 and have only bought 1 vehicle new. I have an 02 Tundra that my son drives that is approaching 400K miles. My 05 Tundra DC has about 170K on it. When I was looking for trucks when I bought the 05 about 6 years ago, $25K didn't buy you much as far as a used truck with 4wd. I hate making a car payment.
And the truck market frustrates me now anyway. Buy a GM and you deal with transmission issues, and the whole cylinder deactivation headache. Fords, have phaser issues, and I don't think I like the idea of an aluminum bed. If I buy a midsize, the only real benefit is its smaller, they really don't get any better mileage. Diesels are expensive and require DEF. I don't like this 0w-16 or 20 motor oil. That is to thin. I don't like low tension piston rings either. Both those cause excessive oil consumption in my opinion.
It used to be you could have a clean and uncluttered engine bay. Engines used to look like a work of art. Now they are a jumble of hoses and wires. They put big plastic covers on the engines so you can't see the mess, and the cover just holds heat in under it, cooking everything they want to cover up. Not to mention, its just more crap you have to take off to get to the engine to work on it.
This is why I bought a 1996 F-150 4x4 300ci inline 6 manual transmission for my project - retirement - haul stuff - run to Lowes - truck. Probably going to put my "nice" 2018 Ram 1500 up for sale and make my 2013 Rubicon my daily driver in retirement. I really want to do something like this, but I don't want a manual transmission. You don't need much to have a modern fuel injection set up on one either.
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