I’m back as a sponsor and here for your business and health insurance needs.

Obamacare open enrollment starts 11/01-12/15 for 1/01/2024 start date. Please consider quoting and enrolling through your sponsor. There is no additional cost for enrolling through my links. Same as healthcare.gov redirected to healthcare.gov through my link. Ambetter, which I personally have for my family, has expanded to a total of 39 counties in Alabama (Mobile, Dothan, Birmingham, Huntsville and areas in between in south, east and north AL ) and many more in Florida. You can quote and enroll Ambetter plans at:

https://enroll.ambetterhealth.com/?_agent_id=michael-warren-2fxgcg

I also have limited MAPD plan carriers in AL with more availability in FL. You can quote and enroll WellCare MAPD and PDP plans in FL and AL at:

https://www.wellcarerep.com/551720/

Devoted and Aetna MAPD can be quoted and you can enroll at:

https://www.planenroll.com/plans?purl=myQLrQwV

Quote and enroll Delta dental plans for AL and FL at:

https://www.deltadentalins.com/shopping/delta/get-a-quote?issuerCode=DELTA&brokerId=222405

Quote Humana dental and vision plans in FL and AL at:

https://www.humana.com/agent/health...NID=1696710&isMarketpointAgent=false

We have limited available health plans this year in AL. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.

DISCLOSURES:
If you request additional information, a licensed sales representative may call or email you to discuss Medicare Advantage, Prescription Drug Plans, or Medicare Supplement Insurance plans. This is a solicitation for insurance.We do not offer every plan available in your area. Currently we represent 7 organizations which offer 35 products in FL and 3 organizations in AL. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

If you need business insurance please reach out as that is my primary focus. Click up top at my banner ad or https://mikewarreninsure.com/ to quote and enroll in fidelity or surety bonds and casualty insurance for businesses. I have other commercial carriers and am happy to help you with your business insurance needs. Look forward to helping folks on aldeer with their business insurance needs. Thank you in advance for your business.

Good luck. The word Obama makes me sick

I’ll do without obama anything.

Me too but that’s what folks know it by You say ACA and folks scratch their heads.

No thanks! Obama care ACA has ruined healthcare its highly subsidized and only made it it more expensive with less access.

Maybe but some folks don’t have a choice. Don’t have health insurance at work and no other option. Even off exchange options which are available to quote but are limited and expensive. Some of my carriers offer off exchange but the number of options are limited. Other than an indemnity plan or medi share plans, which are not true health insurance, you are hard pressed to find another health insurance option. Those days are long gone.

Pm sent

Replied.

Pm sent

Just a reminder for my Florida and Alabama folks that ACA open enrollment ends 12/15/2023 if you want a 1/1/2024 start date. You can still enroll after 12/15 but the plan effective date will be later not 1/1. I just finished my own family’s enrollment. Remember you can run a quote and enroll yourself at:

https://enroll.ambetterhealth.com/?_agent_id=michael-warren-2fxgcg

Remember to run Silver plans to see if you’re eligible for a cost share reduction as only the Silver plans give you an opportunity for cost share reduction. I have also seen clients qualify for help with higher income who would not before. Run your numbers for you and your family to see if you do. Remember too there are specific rules if you are eligible for employer plans. For the most part you you can’t have an ACA plan if you qualify for health insurance coverage through your employer but there are some exceptions related to cost of one versus the other. If you have questions shoot me a PM or email.

Now offering Physicians Mutual dental, cancer, Medicare supplement, and modified whole life in AL and dental and Medicare Supplement in FL. Contact me for information and a quote.

Now offering Physicians Mutual dental, cancer, Medicare supplement, and modified whole life in AL and dental and Medicare Supplement in FL. Contact me for information and a quote.

Looking for dental or vision in AL or FL quote and enroll at:

https://www.humana.com/agent/health...NID=1696710&isMarketpointAgent=false

Also offering dental plans through Physicians Mutual in FL and AL. Ask me for a quote.

If you’re looking at a Medicare supplement or life insurance I work with Physicians Mutual and United American in FL and AL.