My oldest girl is almost 15, her mother isn’t the best in the world on giving her “her” money when they go somewhere. She stays with her more than me, but I try and pay most of the way when she does something. Well, they went to PCB last weekend and I gave her momma $400 for her and her sister to have money to do things, she took them “including my ex mil” out to eat every night and done what she wanted per day. So I’m wanting to get my daughter a credit card that I can control and put money on as I see fit for her to use. Any suggestions on which card?? Thanks

You are wanting a pre paid debit card. Talk with your bank to see what they offer.

Just open her a starter checking account with a debit card. I did it for my kids at 15 so they could start learning a little about money management and see just how fast it goes away when you’re stupid. Started out with small deposits and made them use it to maintain school lunch accounts and stuff on their own and use it for want they want. Waste all your money, and you better not want lunch. The deposits get bigger as responsibility gets better and you earn more by doing chores or working at the shop. 6 months after you finish school, the deposits don’t come from me anymore, it’s all up to you.

We have a check card for our 16 year old son, that’s tied to our online banking, so we can deposit money as needed. It’s a separate account from ours but we can transfer money in, or out (depending on how irresponsible he may be being, if needed), from our account.

Get her one tied to your account with a low limit. That way you can monitor the activity and places it’s being used. You kill two birds with one stone. You get to make sure that she has the funds to do what she wants and it also lets you also have some parental oversight since you are no longer with them full time. Dang sure better than giving cash to you ex.

This...my daughter's have one on my wife's account with their name on it...they'll ask before spending money online tho..

A person has to be 19 in the state of Alabama to apply for a credit card. You can apply for a credit card and list your daughter as an authorized user which will allow her to get a card with her name on it. I think ford150man hit on the best option.

A pre paid card is the only way I would do it.

Be and sure tell her it is off limits from her mama. The mama may still do as she pleases with said card. If that is what you're worried about.

Pre paid in your situation

I had one.

I'm very impressed. I figured everyone would be in favor of "letting her build her credit", which is super silly.

Another vote for debit card.

The strategy I would be exploring would be getting her a debit card that gets a set amount per month.
I would monitor her and coach her.

I would also add her to your as an authorized user to a credit card of yours and NOT issue her a card.
Assuming you have good credit and are responsible, she'll have good credit when she's 18.

She just needs a debit card and you can transfer money to it.

Exactly what I did with my kids. Very easy and it’s an instant transfer

Momma will probably use anything you give her.

With no cash back

All my accounts are with Fidelity. I would open them an account and give them a debit card and fund as needed. You'll know exactly where the money was spent and can fund it with a click of a button.

This one has been all over TV and geared toward teenagers.
https://www.greenlightcard.com/

get a chime debit card. you can add money to it by going to dollar general, cvs and many other places.. its instant and you get an alert when is swiped