|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
26
|
27
|
28
|
29
|
30
|
|
|
|
|
|
25 registered members (BearBranch, dirtwrk, Driveby, Rolloverdave, Gobble4me757, fur_n_feathers, Tree Dweller, Drycreek, CreekCrosser, fish251, need2hunt, lalongbeard, scrape, Ray_Coon, Dragfan66, BamaBoHunter, imadeerhntr, rickyh_2, mathews prostaff, Ruger7mag, DoeNut, 10mm, eclipse829, nate409, 1 invisible),
761
guests, and 0
spiders. |
Key:
Admin,
Global Mod,
Mod
|
|
|
Re: Home refinance rates
[Re: mike35549]
#3188083
08/10/20 04:39 PM
08/10/20 04:39 PM
|
Joined: Mar 2018
Posts: 16,827 Banana Republic
jb20
Old Mossy Horns
|
Old Mossy Horns
Joined: Mar 2018
Posts: 16,827
Banana Republic
|
Last I seen The Fed and some other folks are predicting 2.1% - 2.5% inflation in 2021. I don’t see how it could not be higher. I guess we will see. All of this mess is caused from the fed which is just an arm of a bigger entity...they have one goal and that's global domination they'll say whatever it takes to keep people calm while they buy up stuff when dollar is halfway worth something
They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety. Ben Franklin
|
|
|
Re: Home refinance rates
[Re: Acorn]
#3188114
08/10/20 05:05 PM
08/10/20 05:05 PM
|
Joined: Jul 2011
Posts: 34,450 Boxes Cove
2Dogs
Freak of Nature
|
Freak of Nature
Joined: Jul 2011
Posts: 34,450
Boxes Cove
|
Is there typically a difference in refi V existing home sale V new construction rates ? My son closed on a new construction about 6-8 weeks ago at 2.87% for 30 year. His house appraised for 80K more than he borrowed. The mortgage broker was a old baseball buddy. Rates can't get much lower , my be bottomed out now. I wouldn't bank on them being lower next year. Just as soon as this Covid stuff and the election passes ,they'll raise them. No choice.
"Why do you ask"?
Always vote the slowest path to socialism.
|
|
|
Re: Home refinance rates
[Re: Acorn]
#3188133
08/10/20 05:15 PM
08/10/20 05:15 PM
|
Joined: Dec 2005
Posts: 1,983 NW Florida
fireman176
8 point
|
8 point
Joined: Dec 2005
Posts: 1,983
NW Florida
|
If i sale my waterfront property and rates are still low, gonna refinance and put down the $$$ from sale of waterfront to get my payment down. I just closed on house 12-31-2019 VA loan @ 3.375%
Is it Hunting Season Yet?
|
|
|
Re: Home refinance rates
[Re: Acorn]
#3188135
08/10/20 05:17 PM
08/10/20 05:17 PM
|
Joined: Jan 2011
Posts: 38,489 N. Bama
257wbymag
Boo Boo Head
|
Boo Boo Head
Joined: Jan 2011
Posts: 38,489
N. Bama
|
Yes. Went from 30 yr at 4.25 and was 2 years in on that to 20 year at 2.62 same payment per month.
Quietly killing turkeys where youre not!!! My tank full of give a fraks been runnin on empty I'm the paterfamilias
|
|
|
Re: Home refinance rates
[Re: Hawk]
#3188797
08/11/20 12:58 PM
08/11/20 12:58 PM
|
Joined: Jan 2002
Posts: 7,159 In The Stack
General
14 point
|
14 point
Joined: Jan 2002
Posts: 7,159
In The Stack
|
Just refinanced mine at 2.365
Waiting on the appraiser as I type this, rates are just too damn good to pass up.
"I'd rather go down the river with seven studs than with a hundred ****heads" - Colonel Charlie Beckwith Founder Delta Force
|
|
|
Re: Home refinance rates
[Re: AU7MM08]
#3188877
08/11/20 01:49 PM
08/11/20 01:49 PM
|
Joined: Feb 2013
Posts: 6,095 Anniston, AL
ikillbux
ishootatbux
|
ishootatbux
Joined: Feb 2013
Posts: 6,095
Anniston, AL
|
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then. We're breaking ground next week on a new build, so it'll be 6-7 months from now we'll be doing a permanent mortgage. I asked a mortgage buddy a couple of weeks ago what she thought the rates would be like next Spring (especially considering the possibility of a Democrat president by then), she seemed really confident there wouldn't be any difference.
We were on the edge of Eternia, when the power of Greyskull began to take hold.
|
|
|
Re: Home refinance rates
[Re: scrubbuck]
#3191278
08/14/20 02:29 PM
08/14/20 02:29 PM
|
Joined: Feb 2015
Posts: 2,177 Eastbound and Down
dead_eye
8 point
|
8 point
Joined: Feb 2015
Posts: 2,177
Eastbound and Down
|
For me quicken website is showing about 6k closing fees for basic refi, but not showing any closing fees if I borrow additional based on equity. Rates 2.5 to 2.75 look to be the norm. You talking about a cash out refi?
|
|
|
Re: Home refinance rates
[Re: bamapanic]
#3191476
08/14/20 07:43 PM
08/14/20 07:43 PM
|
Joined: Mar 2018
Posts: 16,827 Banana Republic
jb20
Old Mossy Horns
|
Old Mossy Horns
Joined: Mar 2018
Posts: 16,827
Banana Republic
|
Just locked in a 15 year at 1.89. Was one year into a 30 year at 4.2. $300 dollars more a month and shaved off 15 years. Around 1k a month to principle opposed to $271. Thats a good deal...👍
They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety. Ben Franklin
|
|
|
Re: Home refinance rates
[Re: jb20]
#3191485
08/14/20 07:50 PM
08/14/20 07:50 PM
|
Joined: Jul 2011
Posts: 34,450 Boxes Cove
2Dogs
Freak of Nature
|
Freak of Nature
Joined: Jul 2011
Posts: 34,450
Boxes Cove
|
Just locked in a 15 year at 1.89. Was one year into a 30 year at 4.2. $300 dollars more a month and shaved off 15 years. Around 1k a month to principle opposed to $271. Thats a good deal...👍 Hope he's getting his Chicks for free cause he's getting money for nothing, well nearly nothing .
"Why do you ask"?
Always vote the slowest path to socialism.
|
|
|
|