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Re: Closing a bank account
[Re: whack-n-stack]
#2807863
05/15/19 02:17 PM
05/15/19 02:17 PM
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Joined: Aug 2014
Posts: 20,087 Northport, AL
GomerPyle
Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
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Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
Joined: Aug 2014
Posts: 20,087
Northport, AL
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Let me clear up what I posted earlier. Me and my wife don't have a joint account because neither one of us has expressed a desire to do so. Over the years, we have made decisions on who handles what bills and we keep our word. Even when we go on vacations, we make the decisions as we go. For example: If I pay for the room, she'll buy dinner, tickets, etc. Considering I make about 3x what she does; it's probably a 65/35 ratio with me paying more if I ever cared enough to nickel and dime about it.
-It's not because I have been cleaned out and been served before. -It's not because we don't trust each other. -And its not a conscious act of rebelling against God's word, please enlighten me if it is.
She's happy with the arrangement and I'm happy with it. Why go changing it?
Whatever works for y'all is all that matters. The only time I'd kinda raise my eyebrows at it is the dude that's getting married and refuses to go to a joint account because he doesn't trust her. In that case, I can't help but think it's indicative of a bigger issue, but then that's not really my business either.
There are 3 certainties in an uncertain world:
1. All Politicians Are Liars 2. All Gun Laws Are an Infringement 3. Taxation Is Theft
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Re: Closing a bank account
[Re: Coosa1]
#2807900
05/15/19 03:01 PM
05/15/19 03:01 PM
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Joined: Dec 2004
Posts: 18,841 .
ford150man
Old Mossy Horns
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Old Mossy Horns
Joined: Dec 2004
Posts: 18,841
.
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If we share a bed, we are going to share our money. That’s just the way I see it but whatever works for others is their business.
If voting made any difference, they wouldn’t let us do it.-Mark Twain
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Re: Closing a bank account
[Re: TickaTicka]
#2807917
05/15/19 03:40 PM
05/15/19 03:40 PM
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Joined: Aug 2018
Posts: 3,884 Montgomery, Alabama
bama1971
10 point
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10 point
Joined: Aug 2018
Posts: 3,884
Montgomery, Alabama
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I guess I'm in the minority, but we have a joint account. When we got married, we decided to use my checking and savings accounts as our primary ones. We still have her checking account, which I'm also on now, but only use it for miscellaneous things we're setting money aside for (like vacations) but still want to be able to access with a check or debit card (as opposed to the savings account, which is a little less "accessible"). But, both of our paychecks are direct deposited into our "main" checking account, and all bills are paid out of it, along with day-to-day expenses.
MrsGomer manages all of our money, pays bills, etc............and, frankly, I like it that way. I suppose she could wipe me out tomorrow if she wanted to, but I'm ok with taking that chance in exchange for not having to deal with it.
We do the same. She likes accounting, so it's a natural fit. I guess she could leave and walk with it all, but it's near 20 years and she hasn't yet. Hell, if she takes it all, I'll just retire and be homeless. My wife handles all finances/retirement/etc, I have zero idea how much money is in it, don’t know how to log in to find out. Don’t care really as long as she isn’t paying the bills. My spending money is in my front left pocket
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Re: Closing a bank account
[Re: Coosa1]
#2807955
05/15/19 04:35 PM
05/15/19 04:35 PM
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Joined: Nov 2014
Posts: 2,369 Marshall county
Bar270
8 point
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8 point
Joined: Nov 2014
Posts: 2,369
Marshall county
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Wells fargo is b.s. bank they have more stupid rules they dream up evrey day i will never bank with them again or recomend them
Cat doctor
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Re: Closing a bank account
[Re: ford150man]
#2807959
05/15/19 04:39 PM
05/15/19 04:39 PM
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Joined: Jun 2013
Posts: 52,200 Gee's Bend/At The Hog Pen
James
Freak of Nature
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Freak of Nature
Joined: Jun 2013
Posts: 52,200
Gee's Bend/At The Hog Pen
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If we share a bed, we are going to share our money. That’s just the way I see it but whatever works for others is their business. Well hell, I've shared a lot of beds, with a lot of women, guess that why I'm a broke SOB 😁
How many people am i willing to sacrifice for freedom? Everyone. All of them...
Do not regret growing older, it's a privilege denied to many!
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Re: Closing a bank account
[Re: James]
#2807968
05/15/19 04:54 PM
05/15/19 04:54 PM
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Joined: Nov 2003
Posts: 6,713 Baldwin County
mark
14 point
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14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
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If we share a bed, we are going to share our money. That’s just the way I see it but whatever works for others is their business. Well hell, I've shared a lot of beds, with a lot of women, guess that why I'm a broke SOB 😁 I think by share 150man meant for more than 2 minutes.
Sig Sauer, to hell and back reliable.
Whatever suits you just tickles me plum to death.
Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?
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Re: Closing a bank account
[Re: mark]
#2807973
05/15/19 05:01 PM
05/15/19 05:01 PM
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Joined: Apr 2000
Posts: 28,989 Fosters, Alabama, USA
Shaw
Administrator
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Administrator
Joined: Apr 2000
Posts: 28,989
Fosters, Alabama, USA
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If we share a bed, we are going to share our money. That’s just the way I see it but whatever works for others is their business. Well hell, I've shared a lot of beds, with a lot of women, guess that why I'm a broke SOB 😁 I think by share 150man meant for more than 2 minutes. Guess he spooned for the other 1:40.
"I hate rude behavior in a man. I won't tolerate it." Captain Woodrow F. Call
ShawBuilt Custom Bowstrings
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Re: Closing a bank account
[Re: Coosa1]
#2808057
05/15/19 07:06 PM
05/15/19 07:06 PM
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Joined: Aug 2001
Posts: 63,820 Luverne, AL
Skinny
GUVNER
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GUVNER
Joined: Aug 2001
Posts: 63,820
Luverne, AL
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Just tell her to get a cashiers check for all the money in the account. After the account sits at zero for a few days, close it. That is how I always closed bank accounts.
Never Trust Government
"You can be broke but you cant be poor." Ruthie-May Webster
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Re: Closing a bank account
[Re: mark]
#2808070
05/15/19 07:23 PM
05/15/19 07:23 PM
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Joined: Dec 2014
Posts: 855 calhoun co
timberman56
6 point
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6 point
Joined: Dec 2014
Posts: 855
calhoun co
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Wells Fargo, there's your problem. WF SUCKS sweaty balls
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Re: Closing a bank account
[Re: Coosa1]
#2808078
05/15/19 07:35 PM
05/15/19 07:35 PM
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Joined: Aug 2005
Posts: 71 Shelby County
LVS
spike
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spike
Joined: Aug 2005
Posts: 71
Shelby County
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This from 2014: I had terrible service, My wife and I went into the WF Alabaster branch to close two small deposit accounts. The branch manager was busy entertaining two male co-workers in her office and seemed put out that we asked to be helped. The branch manager asked for a drivers license and credit card to up-date the account - the account we were closing. The branch manager took us to a teller who asked for the same information and then said "thank you, have a good day." We said where is our check? The teller says what check ? THE ONE FOR CLOSING OUR ACCOUNT! "Oh" says the teller. We then get two official checks - with the WRONG name on them. They reissue the checks with the correct name and we are out the door after about 45 minutes. We are driving to Pelham and my wife asks me "shouldn't they have signed this official check?" They had given us a $10,000 official check with no signature! Back we go and finally get the check signed by the very rude and unhelpful branch manager. Finally we are done and out the door - for good. I will never darken the doors of this place again.
Last edited by LVS; 05/15/19 07:47 PM.
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Re: Closing a bank account
[Re: Skinny]
#2808121
05/15/19 08:35 PM
05/15/19 08:35 PM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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Just tell her to get a cashiers check for all the money in the account. After the account sits at zero for a few days, close it. That is how I always closed bank accounts. I closed one last week, and asked for cash. The manager came out with a panicked look on her face and asked me if I could wait until tomorrow. It's absolutely insane, the paperwork they have to complete just give you a few thousand dollars in cash money.
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: Closing a bank account
[Re: Coosa1]
#2808161
05/15/19 09:22 PM
05/15/19 09:22 PM
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Joined: Feb 2008
Posts: 15,652 Montgomery
bamaeyedoc
Old Mossy Horns
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Old Mossy Horns
Joined: Feb 2008
Posts: 15,652
Montgomery
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Wells Fargo is biggest POS bank ever. My dad had his accounts there and what a cluster it was to deal with the accounts when he died. Even with POA before he died and death certificates and executor of estate proof afterward, it took dealing with several bonehead bankers and trying to cut through a lot of red tape and we still haven’t been able close things out.
Dr. B
AKA: “Dr. B” Aldeer #121 8-3-2000 Proud alum of AUM, UAB, and UA Member of Team 10 Point 2023-2024 ALdeer Deer Contest Winners
Glennis Jerome "Jerry" Harris 1938-2017 UGA Class of 1960 BS/MS Forestry LTJG, USNR
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Re: Closing a bank account
[Re: LVS]
#2808241
05/15/19 10:52 PM
05/15/19 10:52 PM
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Joined: Feb 2008
Posts: 15,652 Montgomery
bamaeyedoc
Old Mossy Horns
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Old Mossy Horns
Joined: Feb 2008
Posts: 15,652
Montgomery
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If you don’t have a joint account with your spouse at least have a POD - Payable on Death- provision set up on the account. Smart. Dad didn’t have this and one of the biggest problems we had was stopping the weekly auto draft of dad’s tithe to his church. They are the ones that notified us but they had no way of stopping it from their end. They offered to send us back the money they received after he died but we declined. It took about a month to halt the auto draft. Dr. B
AKA: “Dr. B” Aldeer #121 8-3-2000 Proud alum of AUM, UAB, and UA Member of Team 10 Point 2023-2024 ALdeer Deer Contest Winners
Glennis Jerome "Jerry" Harris 1938-2017 UGA Class of 1960 BS/MS Forestry LTJG, USNR
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