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Re: Elevation Certificate in Marengo County
[Re: Downwind]
#2538360
07/27/18 02:46 PM
07/27/18 02:46 PM
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Joined: Jul 2013
Posts: 1,060
Tuscaloosa, AL
Reptar
OP
6 point
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OP
6 point
Joined: Jul 2013
Posts: 1,060
Tuscaloosa, AL
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I had this done just a few years back but in Elmore County. Out of nowhere my mortgage holder told me that i was required to have flood insurance as FEMA had "redrawn" the flood zones and i was now in one requiring flood insurance. Funny that this "redrawing" closely followed a lot of FEMA natural disaster payouts. Anyway, contacted a local well respected surveyor. He started chuckling before i could finish telling him why i was calling. He just said they were crazy and that he could handle it. Came out, shot a few grades and wrote me the exclusion certificate. Worth the few $$$ to not have to carry unneeded flood insurance. Did you submit this to FEMA to have the lines redrawn or your property excluded? Or did the lender accept this and drop the requirement for flood insurance?
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Re: Elevation Certificate in Marengo County
[Re: Downwind]
#2538438
07/27/18 04:30 PM
07/27/18 04:30 PM
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Joined: May 2002
Posts: 2,959
Vinemont, Alabama
GoldenEagle
10 point
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10 point
Joined: May 2002
Posts: 2,959
Vinemont, Alabama
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looks like FEMA issued me a LOMA (Letter of Map Amendment) which i guess does actually redraw the line to an extent. My LOMA just effectively removed my home from the flood zone The LOMA is the way to go. Just don't get in a hurry as FEMA will really drag their feet. I just finished 1 in Huntsville that was originally submitted 2 years ago.
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Re: Elevation Certificate in Marengo County
[Re: Fuzzy_Bunny]
#2539130
07/28/18 03:36 PM
07/28/18 03:36 PM
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Joined: Jul 2013
Posts: 1,060
Tuscaloosa, AL
Reptar
OP
6 point
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OP
6 point
Joined: Jul 2013
Posts: 1,060
Tuscaloosa, AL
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I'd be bappy to write you one. I’m looking for any assistance I can get. I’ve been referred to one person in the area that I was told charges $500. I am not sure if that is reasonable or unreasonable bc I have no idea what this process entails, I just see the form requires a certification of a surveyor or architecture.
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