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Best cash back credit card #2235999
09/24/17 03:25 PM
09/24/17 03:25 PM
Joined: May 2013
Posts: 781
Central Alabama
W
Watchemflop Offline OP
4 point
Watchemflop  Offline OP
4 point
W
Joined: May 2013
Posts: 781
Central Alabama
What do you guys use?


Get close, call soft
Re: Best cash back credit card [Re: Watchemflop] #2236025
09/24/17 03:36 PM
09/24/17 03:36 PM
Joined: Aug 2014
Posts: 13,900
Mobile, AL
S
SouthBamaSlayer Offline
Gary's Fluffer
SouthBamaSlayer  Offline
Gary's Fluffer
S
Joined: Aug 2014
Posts: 13,900
Mobile, AL
I use the Wells Fargo gold cash back since it's through my bank and gave me as good of a cash back rate as any others, and I can pay it off through my app.

Re: Best cash back credit card [Re: Watchemflop] #2236063
09/24/17 03:59 PM
09/24/17 03:59 PM
Joined: Jan 2005
Posts: 23,937
Clarksville, TN /Greenville, ...
bill Offline
Freak of Nature
bill  Offline
Freak of Nature
Joined: Jan 2005
Posts: 23,937
Clarksville, TN /Greenville, ...
I have a PayPal MasterCard that gives me 2% back on all purchases.


"Political debate: when charlatans come together to discuss their principles"
-
Bauvard
Re: Best cash back credit card [Re: Watchemflop] #2236064
09/24/17 04:00 PM
09/24/17 04:00 PM
Joined: Jul 2005
Posts: 9,982
Hampton Cove
foldemup Offline
14 point
foldemup  Offline
14 point
Joined: Jul 2005
Posts: 9,982
Hampton Cove
Not cash, but very happy with cabelas visa


If you want to always win, never play anyone better than you!
Re: Best cash back credit card [Re: Watchemflop] #2236069
09/24/17 04:02 PM
09/24/17 04:02 PM
Joined: Jun 2015
Posts: 14,042
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,042
Some Marriott/Auburn
I currently use the Chase Freedom Unlimited. It's 1.5% back on everything.

Looking at maybe going to the Citi Double cash card. It's 1% when you buy and 1% when you pay it.

With work and personal the cash back adds up.

Re: Best cash back credit card [Re: Watchemflop] #2236159
09/24/17 04:48 PM
09/24/17 04:48 PM
Joined: Jan 2016
Posts: 3,801
Remlap
Reno Offline
10 point
Reno  Offline
10 point
Joined: Jan 2016
Posts: 3,801
Remlap
I run my business with a credit card and pay the balance off every month (usually $7-8k) ALL credit card companies are competing for your business. Call your CC company and tell them your getting a better offer from X CC company and see if they bite... I get 5% back with spark business from capital one by doing just that


Roads? Where we're going, we dont need roads. ~Doc brown
Re: Best cash back credit card [Re: Watchemflop] #2236221
09/24/17 05:53 PM
09/24/17 05:53 PM
Joined: Feb 2017
Posts: 1,680
AL/GA
Bamaturkeykilla Offline
8 point
Bamaturkeykilla  Offline
8 point
Joined: Feb 2017
Posts: 1,680
AL/GA
Capital One is my go to card. Well worth it. I use it for everything and pay it off each month. Usually end up with several hundred dollars by year end if I don't use it to pay the monthly bill.


There are two rules for success: 1. Never tell everything you know.
Re: Best cash back credit card [Re: Watchemflop] #2236233
09/24/17 06:09 PM
09/24/17 06:09 PM
Joined: May 2015
Posts: 6,363
On the X
T
TickaTicka Offline
12 point
TickaTicka  Offline
12 point
T
Joined: May 2015
Posts: 6,363
On the X
Fidelity visa. 2% on everything into any investment account


Public Land Owner
Re: Best cash back credit card [Re: Reno] #2236526
09/25/17 05:19 AM
09/25/17 05:19 AM
Joined: Jun 2015
Posts: 14,042
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,042
Some Marriott/Auburn

Originally Posted By: Reno
I run my business with a credit card and pay the balance off every month (usually $7-8k) ALL credit card companies are competing for your business. Call your CC company and tell them your getting a better offer from X CC company and see if they bite... I get 5% back with spark business from capital one by doing just that


That 5% across the board or a specific category/business?

Re: Best cash back credit card [Re: AU7MM08] #2236573
09/25/17 06:17 AM
09/25/17 06:17 AM
Joined: Jan 2016
Posts: 3,801
Remlap
Reno Offline
10 point
Reno  Offline
10 point
Joined: Jan 2016
Posts: 3,801
Remlap
Originally Posted By: AU7MM08

Originally Posted By: Reno
I run my business with a credit card and pay the balance off every month (usually $7-8k) ALL credit card companies are competing for your business. Call your CC company and tell them your getting a better offer from X CC company and see if they bite... I get 5% back with spark business from capital one by doing just that


That 5% across the board or a specific category/business?


Any purchases on the card... For instance, I just bought a new sewer camera and locator. The camera was $7400 and the locator was $2500 for a total of $9900. I paid for it with my CC and that saved me $495 with the cash back.

I buy everything on CC and pay it off monthly.. I have accounts at supply houses but fuel, tools, equipment rental, etc all goes on the card. Its a lot easier to follow your money that way and makes it easier for accountant and book keeping

I didn't know about calling them and fishing for better rates until my financial advisor recommended I do that. The key is NEVER miss a payment... The CC companies are just waiting for you to fumble and then slap you 22% interest


Roads? Where we're going, we dont need roads. ~Doc brown
Re: Best cash back credit card [Re: Reno] #2236578
09/25/17 06:23 AM
09/25/17 06:23 AM
Joined: Jun 2015
Posts: 14,042
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,042
Some Marriott/Auburn

Originally Posted By: Reno
Originally Posted By: AU7MM08

Originally Posted By: Reno
I run my business with a credit card and pay the balance off every month (usually $7-8k) ALL credit card companies are competing for your business. Call your CC company and tell them your getting a better offer from X CC company and see if they bite... I get 5% back with spark business from capital one by doing just that


That 5% across the board or a specific category/business?


Any purchases on the card... For instance, I just bought a new sewer camera and locator. The camera was $7400 and the locator was $2500 for a total of $9900. I paid for it with my CC and that saved me $495 with the cash back.

I buy everything on CC and pay it off monthly.. I have accounts at supply houses but fuel, tools, equipment rental, etc all goes on the card. Its a lot easier to follow your money that way and makes it easier for accountant and book keeping

I didn't know about calling them and fishing for better rates until my financial advisor recommended I do that. The key is NEVER miss a payment... The CC companies are just waiting for you to fumble and then slap you 22% interest


That is awesome.
Ya a credit card is a tool and when used correctly it can be very helpful.


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