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Repeal and Replace #2168544
07/17/17 04:13 PM
07/17/17 04:13 PM
Joined: Nov 2008
Posts: 10,308
Alabama
W
whack-n-stack Offline OP
Booner
whack-n-stack  Offline OP
Booner
W
Joined: Nov 2008
Posts: 10,308
Alabama
You can repeal Obamacare, but it will have to be replaced with some kind of legislation. Hospitals lose too much money without everyone having coverage of some sort. I'm all for the capitalist system. Free market and everything. The Hippocratic oath kind of gets in the way.

Treat people who pay/have insurance. Run a credit check before services are performed. I would agree with legislation geared towards responsibility.

Re: Repeal and Replace [Re: whack-n-stack] #2168610
07/17/17 04:43 PM
07/17/17 04:43 PM
Joined: Jan 2013
Posts: 19,669
Pelham
Ben2 Offline
Old Mossy Horns
Ben2  Offline
Old Mossy Horns
Joined: Jan 2013
Posts: 19,669
Pelham
Hospitals were doing fine before obama care I thought?

Re: Repeal and Replace [Re: whack-n-stack] #2168623
07/17/17 04:53 PM
07/17/17 04:53 PM
Joined: Nov 2008
Posts: 10,308
Alabama
W
whack-n-stack Offline OP
Booner
whack-n-stack  Offline OP
Booner
W
Joined: Nov 2008
Posts: 10,308
Alabama
Hardly.

Re: Repeal and Replace [Re: Ben2] #2168625
07/17/17 04:56 PM
07/17/17 04:56 PM
Joined: Feb 2009
Posts: 4,148
Ramer
ronfromramer Offline
10 point
ronfromramer  Offline
10 point
Joined: Feb 2009
Posts: 4,148
Ramer
Obamacare was designed to be a wealth distribution scheme that takes money from people who work and pay taxes and gives it to people who pay little or no taxes with its primary function to destroy the entire healthcare system and bring on a single payer system. It was masterfully designed and now we can't get rid of it

Re: Repeal and Replace [Re: whack-n-stack] #2168632
07/17/17 05:02 PM
07/17/17 05:02 PM
Joined: Nov 2008
Posts: 10,308
Alabama
W
whack-n-stack Offline OP
Booner
whack-n-stack  Offline OP
Booner
W
Joined: Nov 2008
Posts: 10,308
Alabama
Perzactly. It has priced healthy people out, and opened the floodgates for unhealthy people with pre-existing conditions. No more, no less. Now that the general poblacion has become accostumed to the new way, it will be an uphill battle. Hopefully capitalism and the free market will the day.

Re: Repeal and Replace [Re: whack-n-stack] #2169192
07/18/17 08:35 AM
07/18/17 08:35 AM
Joined: Jul 2005
Posts: 19,088
Chelsea, AL
straycat Offline
Old Mossy Horns
straycat  Offline
Old Mossy Horns
Joined: Jul 2005
Posts: 19,088
Chelsea, AL
Repeal AND Replace...no way.

How about this:

Step 1: REPEAL the horrible Obamacare, phase it out as fast as possible. If it hurts, well then it will hurt.

Step 2: Reform some archaic insurance regs and restrictions to foster and encourage free market growth and expansion and lowering of costs.
Example 1: Health Insurance across State Lines.
Example 2: Maybe require each insurance co to have some kind of safety net type catastrophic major medical coverage available to anyone who wants it-voluntarily.
Example 3: Give people the option of having "ala carte" coverage for services they wish to have and would have to pay for it themselves. Why pay for pregnancy coverage if you are a single guy or older woman without ovaries? Want to pay for your own preventive care...buy a plan without it, etc...

Step 3: Tort Reform to reduce medical malpractice insurance for hospitals and doctors due to non-legitimate lawsuits.

Step 4: Use the money we spend overseas in aid to other nations to set up an a free insurance pool for basic services and major medical for those who cannot afford private or employer insurance---the catch is that the recipients must work in community service to pay for it if they are able-bodied. Pick up trash, clean schools, take care of parks and public lands, tutor kids, infrastructure construction, etc...just ideas.

Step 5: Preach the Free Market and Personal Responsibility ideals over and over and over. Demand it. Do it.

It is time to get the government out of the health insurance business. It is time for health insurance to stop being used as a "covers everything" policy but much more like car insurance.

We can't file car insurance claims for needing new tires, wiper blades, batteries, oil changes, upholstery cleaning unless in an accident. Health Insurance needs to follow suit...unless the free market dictates that some platinum coverage plan will sell then people with the $$ can buy it if they wish.


"The grass withers, the flower fades, But the word of our God stands forever." Isaiah 40:8

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt.� Samuel Adams
Re: Repeal and Replace [Re: whack-n-stack] #2169233
07/18/17 09:21 AM
07/18/17 09:21 AM
Joined: Nov 2011
Posts: 21,784
USA
R
Remington270 Offline
Freak of Nature
Remington270  Offline
Freak of Nature
R
Joined: Nov 2011
Posts: 21,784
USA
Y'all know there's a single individual in California that costs $23 million? One single person. Requiring any sort of acceptance based off pre-existing conditions makes no sense and is the death knell of any insurance company.

Re: Repeal and Replace [Re: straycat] #2169249
07/18/17 09:47 AM
07/18/17 09:47 AM
Joined: Dec 2002
Posts: 3,077
Guntersville, AL
B
BirminghamBuck Offline
10 point
BirminghamBuck  Offline
10 point
B
Joined: Dec 2002
Posts: 3,077
Guntersville, AL
Originally Posted By: straycat
Repeal AND Replace...no way.

How about this:

Step 1: REPEAL the horrible Obamacare, phase it out as fast as possible. If it hurts, well then it will hurt.

Step 2: Reform some archaic insurance regs and restrictions to foster and encourage free market growth and expansion and lowering of costs.
Example 1: Health Insurance across State Lines.
Example 2: Maybe require each insurance co to have some kind of safety net type catastrophic major medical coverage available to anyone who wants it-voluntarily.
Example 3: Give people the option of having "ala carte" coverage for services they wish to have and would have to pay for it themselves. Why pay for pregnancy coverage if you are a single guy or older woman without ovaries? Want to pay for your own preventive care...buy a plan without it, etc...

Step 3: Tort Reform to reduce medical malpractice insurance for hospitals and doctors due to non-legitimate lawsuits.

Step 4: Use the money we spend overseas in aid to other nations to set up an a free insurance pool for basic services and major medical for those who cannot afford private or employer insurance---the catch is that the recipients must work in community service to pay for it if they are able-bodied. Pick up trash, clean schools, take care of parks and public lands, tutor kids, infrastructure construction, etc...just ideas.

Step 5: Preach the Free Market and Personal Responsibility ideals over and over and over. Demand it. Do it.

It is time to get the government out of the health insurance business. It is time for health insurance to stop being used as a "covers everything" policy but much more like car insurance.

We can't file car insurance claims for needing new tires, wiper blades, batteries, oil changes, upholstery cleaning unless in an accident. Health Insurance needs to follow suit...unless the free market dictates that some platinum coverage plan will sell then people with the $$ can buy it if they wish.


"It is time to get the government out of the health insurance business."

I agree with this, which is why I am baffled by your Example 2, Example 3, and Step 4 above.

Re: Repeal and Replace [Re: whack-n-stack] #2169379
07/18/17 12:16 PM
07/18/17 12:16 PM
Joined: Jul 2005
Posts: 19,088
Chelsea, AL
straycat Offline
Old Mossy Horns
straycat  Offline
Old Mossy Horns
Joined: Jul 2005
Posts: 19,088
Chelsea, AL
I'd love to stop at Step 1 and be done. But this is DC we are talking about. Ain't gonna happen.

Example 2: Having a rule for ins co to offer some major medical...that is voluntary to join up....not intrusive. Just a small reg. Regs ain't going away, so at least give choices.

Example 3: What's wrong with ala carte?

Step 4: We already have Medicare, Medicaid...so if people "have" to have something, then make them work for it with some sweat equity. If people want insurance but can't pay for it...then do community service to get it. Purely voluntary.

Just brainstorming ideas into oblivion. DC too crooked to ever do any of it.


"The grass withers, the flower fades, But the word of our God stands forever." Isaiah 40:8

"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt.� Samuel Adams
Re: Repeal and Replace [Re: whack-n-stack] #2169980
07/19/17 03:34 AM
07/19/17 03:34 AM
Joined: Jan 2016
Posts: 3,829
Chilton CO. Alabama
bama1157 Offline
10 point
bama1157  Offline
10 point
Joined: Jan 2016
Posts: 3,829
Chilton CO. Alabama
They need to repeal this crap and change the regs. and let the insurance companies sell insurance, Preexisting conditions do not need to be covered, covering them is just dumb, think about it.. you can't wreck your car and then go get insurance and get it fixed, you can't get homeowners insurance after the roof is gone and so on and so forth, I also don't think that kids should be able to stay on their parents policy til they are 26 years old..

I am sure we all know that what is going on is just a dog and pony show that is leading to single payer, they have over half the country thinking that healthcare is a right so we will never get the .gov out of healthcare.

There are tons of ways to make insurance cheaper but what they are doing now is not one of them..



The end of democracy and the defeat of the American revolution will occur when government falls into the hands of lending institutions and moneyed incorporation's Thomas Jefferson. 1812


Re: Repeal and Replace [Re: bama1157] #2170002
07/19/17 04:05 AM
07/19/17 04:05 AM
Joined: Nov 2009
Posts: 15,547
Panhandle Florida
PaschalBD Offline
Used to be TiderBD
PaschalBD  Offline
Used to be TiderBD
Joined: Nov 2009
Posts: 15,547
Panhandle Florida
What about doing nothing and letting the whole thing continue to implode? Obama and his cronies created this mess, let them own it and remind the people everyday of it. All the way to it's disasterous end!!


A servant of God and of the Lord Jesus Christ.


USAF Veteran
Re: Repeal and Replace [Re: whack-n-stack] #2170017
07/19/17 04:24 AM
07/19/17 04:24 AM
Joined: Feb 2011
Posts: 10,645
Santa Rosa/Conecuh
hallb Online content
Booner
hallb  Online Content
Booner
Joined: Feb 2011
Posts: 10,645
Santa Rosa/Conecuh
So again for the record, the way the senate rules are currently setup - simple majority - 51 votes to pass anything that will lower spending or the debt, ie "reconciliation". 60 votes required to pass any new legislation - such as Tort, across state lines, etc.

This is why they can - or at least potentially have the votes - to "repeal" by using the simple majority to just do away with all of the spending related to Obamacare. But cannot do anything to add the new legislation - not now and likely not in 2 years. Not until McConnell chooses to go "nuclear" and remove the 60 vote requirement(like he did for the supreme court nominee) or Repubs get 60+ in the Senate that will vote for it.

Re: Repeal and Replace [Re: whack-n-stack] #2170029
07/19/17 04:45 AM
07/19/17 04:45 AM
Joined: Oct 2001
Posts: 25,448
Tampa
B
Beer Belly Online content
Freak of Nature
Beer Belly  Online Content
Freak of Nature
B
Joined: Oct 2001
Posts: 25,448
Tampa
Originally Posted By: whack-n-stack
You can repeal Obamacare, but it will have to be replaced with some kind of legislation. Hospitals lose too much money without everyone having coverage of some sort. I'm all for the capitalist system. Free market and everything. The Hippocratic oath kind of gets in the way.

Treat people who pay/have insurance. Run a credit check before services are performed. I would agree with legislation geared towards responsibility.



What about other non vital services?
TV, Phone, Car, car insurance, public transportation, lawn care, maid service, car wash

What happens if you don't pay for those things? So those are different because they aren't vital........

Water, sewage, electricity, house, rent

What happens if you don't pay your water bill?

Medical care is a service.

Problem:
- Doctors make far too much $
- The education process to become a doctor is absolutely stupid (for simple family doctor). The doctor union makes sure that it is extremely difficult to keep salaries up.
- Malpractice insurance is stupid - need a loser pay system
- Insurance companies getting in the way. The insurance company offers ZERO service yet they are HUGE businesses.
- medications are stupid expensive (a lot of this is a combination of Big Pharma working with the FDA to prevent competitive products out of the market) (FYI - medicine in Europe is going to go up, because their regulatory hurdles aren't starting to become as big of an impediment to entry as the FDA in the US)


--------------
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Re: Repeal and Replace [Re: whack-n-stack] #2170040
07/19/17 04:53 AM
07/19/17 04:53 AM
Joined: Oct 2001
Posts: 3,382
Centreville
weatherby Offline
10 point
weatherby  Offline
10 point
Joined: Oct 2001
Posts: 3,382
Centreville
Remember the "it's not a tax, it's not a tax".....BHO

Well then it's unconstitutional.......well then it's a tax.

All the scum sucking leaches in Washington are living off our tax dollars. That is why nothing is being done about it. Both sides don't want to cut themselves out of any money. The GOP says all the right things about fighting Obamacare, but none of the dickheads have changed it. It was amazing how quick they got legislation passed to implement it. It took 3 years or so for it to come to fruition. They can pass legislation to change/repeal it, but take time to wean off of it as well.

When you look into the nuts/bolts of ACA (Obama-care) Insurance has not really been taken to the masses. It has just expanded medic-aid, (which free loaders call their insurance). That is ultimately all that has happened.

If they do nothing but go back to the old way things were done, it would help insurance companies by allowing them to offer catastrophic insurance at a cheap rate to the 20 somethings that are really healthy and don't need a lot as far as health care is concerned.


If Caitlyn Jenner can keep his wiener and be considered a woman, I can keep my guns and be considered disarmed!
Re: Repeal and Replace [Re: whack-n-stack] #2170047
07/19/17 04:58 AM
07/19/17 04:58 AM
Joined: Jan 2015
Posts: 733
Alabama
P
PapaJ Offline
4 point
PapaJ  Offline
4 point
P
Joined: Jan 2015
Posts: 733
Alabama
The only difference between a Republican politician and a Democrat politician is the lies they choose to tell. The only difference between a Republican voter and a Democrat voter is the lies they choose to believe.

Re: Repeal and Replace [Re: Beer Belly] #2170048
07/19/17 04:59 AM
07/19/17 04:59 AM
Joined: Jan 2005
Posts: 23,919
Clarksville, TN /Greenville, ...
bill Offline
Freak of Nature
bill  Offline
Freak of Nature
Joined: Jan 2005
Posts: 23,919
Clarksville, TN /Greenville, ...

Originally Posted By: Beer Belly
Originally Posted By: whack-n-stack
You can repeal Obamacare, but it will have to be replaced with some kind of legislation. Hospitals lose too much money without everyone having coverage of some sort. I'm all for the capitalist system. Free market and everything. The Hippocratic oath kind of gets in the way.

Treat people who pay/have insurance. Run a credit check before services are performed. I would agree with legislation geared towards responsibility.



What about other non vital services?
TV, Phone, Car, car insurance, public transportation, lawn care, maid service, car wash

What happens if you don't pay for those things? So those are different because they aren't vital........

Water, sewage, electricity, house, rent

What happens if you don't pay your water bill?

Medical care is a service.

Problem:
- Doctors make far too much $
- The education process to become a doctor is absolutely stupid (for simple family doctor). The doctor union makes sure that it is extremely difficult to keep salaries up.
- Malpractice insurance is stupid - need a loser pay system
- Insurance companies getting in the way. The insurance company offers ZERO service yet they are HUGE businesses.
- medications are stupid expensive (a lot of this is a combination of Big Pharma working with the FDA to prevent competitive products out of the market) (FYI - medicine in Europe is going to go up, because their regulatory hurdles aren't starting to become as big of an impediment to entry as the FDA in the US)





The average family practice doctor makes 195k annually. That ain't a lot of money for the hours and schooling they go through. I will say in my opinion most are no better than going to a doc in the box because they don't know how to do much of anything except write scripts.


"Political debate: when charlatans come together to discuss their principles"
-
Bauvard
Re: Repeal and Replace [Re: PapaJ] #2170050
07/19/17 05:00 AM
07/19/17 05:00 AM
Joined: Jan 2005
Posts: 23,919
Clarksville, TN /Greenville, ...
bill Offline
Freak of Nature
bill  Offline
Freak of Nature
Joined: Jan 2005
Posts: 23,919
Clarksville, TN /Greenville, ...

Originally Posted By: PapaJ
The only difference between a Republican politician and a Democrat politician is the lies they choose to tell. The only difference between a Republican voter and a Democrat voter is the lies they choose to believe.


Bingo


"Political debate: when charlatans come together to discuss their principles"
-
Bauvard
Re: Repeal and Replace [Re: ronfromramer] #2170098
07/19/17 06:04 AM
07/19/17 06:04 AM
Joined: Feb 2013
Posts: 6,095
Anniston, AL
ikillbux Offline
ishootatbux
ikillbux  Offline
ishootatbux
Joined: Feb 2013
Posts: 6,095
Anniston, AL
Originally Posted By: ronfromramer
Obamacare was designed to be a wealth distribution scheme that takes money from people who work and pay taxes and gives it to people who pay little or no taxes with its primary function to destroy the entire healthcare system and bring on a single payer system. It was masterfully designed and now we can't get rid of it


This is exactly correct, been saying this the whole time. This was NEVER about unaffordable health insurance. In fact, the problem wasn't an "insurance" problem at all (the REAL problem is the cost of health SERVICES). It's an interesting circular problem... health insurance is priced based on cost of claims, cost of claims is based on cost of services, cost of services are because insurance is paying it. You and I would never pay these prices out of pocket, they couldn't charge the criminal prices for medical services, so medical services would work just like any other product with competition. But I'm off point now.

This legislation, as is ALL Democrat legislation and ideology, was based on "equality of outcome". Also known as anti-colonialism. The various types of victims (the poor, uninsured, LGBT, etc) are just that---VICTIMS. They are victims of Western capitalism, so you can gig the zillionaire oppressors (in this case, the insurance companies) by FORCING them to cover uninsurable people. And to ice the cake, how do we pay for it?...by creating a new tax! New tax?? Remember, "taxation" is how you "legally" create equality of outcome. So you "tax" the higher earners by FORCING them to buy insurance.


We were on the edge of Eternia, when the power of Greyskull began to take hold.
Re: Repeal and Replace [Re: ikillbux] #2170158
07/19/17 07:05 AM
07/19/17 07:05 AM
Joined: Jun 2012
Posts: 6,391
D'Iberville, MS
MS_Hunter Offline
12 point
MS_Hunter  Offline
12 point
Joined: Jun 2012
Posts: 6,391
D'Iberville, MS
Trump has all the media, all the Democrats and half the Republicans against him. More than likely nothing will happen with health care.


In your darkest hour when the demons come, call on me brother and we'll fight them together.
Re: Repeal and Replace [Re: whack-n-stack] #2170181
07/19/17 07:30 AM
07/19/17 07:30 AM
Joined: Nov 2011
Posts: 21,784
USA
R
Remington270 Offline
Freak of Nature
Remington270  Offline
Freak of Nature
R
Joined: Nov 2011
Posts: 21,784
USA
On to taxes. We need some tax cuts.

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