Velvet
by Big Bore. 05/01/24 11:16 PM
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Re: USDA Loan
[Re: Deerslyer86]
#2004142
01/25/17 07:28 AM
01/25/17 07:28 AM
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Joined: Jan 2013
Posts: 169
Odenville, AL
hemiman40
3 point
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3 point
Joined: Jan 2013
Posts: 169
Odenville, AL
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We bought our first home utilizing a USDA loan. Probably not much help as I don't remember all the specifics. I do remember zero down, no PMI, had to fall under a certain income range and a penalty if you sold within a certain time frame. Guidelines may have changed since 2008 though. It was an excellent choice for us at the time. Right out of school and allowed us to get into a nice starter house without the burden of 10-20% down and paying PMI.
"Windage and elevation Ms. Landon, windage and elevation"
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Re: USDA Loan
[Re: Deerslyer86]
#2004220
01/25/17 08:36 AM
01/25/17 08:36 AM
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Joined: Dec 2014
Posts: 5,034
Northport, AL
Phil_Army
12 point
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12 point
Joined: Dec 2014
Posts: 5,034
Northport, AL
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It's hard to beat it if you qualify for it and if you find a house that falls within their zoning. It's slowly getting phased out. You can go to the USDA website and type in any address to see if the house qualifies or not:
https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do;jsessionid=BZmnLExA5xewRVo2bZjv4UHZ
Broker/Owner and Area Representative for 1st Class Real Estate
2018's #1 Real Estate Agent according to the Tuscaloosa News
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