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by AustinC. 05/21/24 05:01 PM
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Re: NADA CAR PRICES ?
[Re: JSanford1974]
#1356440
05/25/15 07:35 AM
05/25/15 07:35 AM
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Joined: Feb 2013
Posts: 5,000
north alabama
shooters
OP
12 point
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OP
12 point
Joined: Feb 2013
Posts: 5,000
north alabama
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The bank I use has always used retail when determining loan value. If your buying, your not buying at trade value. Your buying at retail if you buying from a dealer. Not dealer. I ask a person about buying their truck = They said they would take = Loan Value. So how do I find Loan Value. Kelly Blue Book says 1 thing. Then NADA = gives = Trade - in THEN Clean Retail. Which will the bank Loan?? That was my question????
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Re: NADA CAR PRICES ?
[Re: shooters]
#1356485
05/25/15 10:20 AM
05/25/15 10:20 AM
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Joined: Jan 2005
Posts: 23,961
Clarksville, TN /Greenville, ...
bill
Freak of Nature
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Freak of Nature
Joined: Jan 2005
Posts: 23,961
Clarksville, TN /Greenville, ...
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Some banks use black book wholesale to determine loan value. Some use NADA. I don't know of any that use KBB. Dealers will use KBB almost exclusively to value your trade.
"Political debate: when charlatans come together to discuss their principles"
-
Bauvard
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Re: NADA CAR PRICES ?
[Re: shooters]
#1356494
05/25/15 10:47 AM
05/25/15 10:47 AM
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Joined: Jul 2005
Posts: 9,987
Hampton Cove
foldemup
14 point
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14 point
Joined: Jul 2005
Posts: 9,987
Hampton Cove
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The bank I use has always used retail when determining loan value. If your buying, your not buying at trade value. Your buying at retail if you buying from a dealer. Not dealer. I ask a person about buying their truck = They said they would take = Loan Value. So how do I find Loan Value. Kelly Blue Book says 1 thing. Then NADA = gives = Trade - in THEN Clean Retail. Which will the bank Loan?? That was my question???? In that case, whatever the cheapest then knock off another $1000 for having to look up a price for the goober!
If you want to always win, never play anyone better than you!
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