There are good ones and bad ones. You better do your home work before you get into a club. Try to get some names of former members and see why they are no longer in the club. Talk extensively with the president and current members (if possible) to see if everything adds up to what is being presented. And most of all make sure their rules and management practices line up with your preferences. If you do all of these things you should be able to find a good club that is a good fit. But I must admit, just like women, there are a bunch of clubs out there that you better run from before they get your money. Because in the long run some seem to want your money but they don't want to you to have any of the benefits...