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Bought new truck
#4106123
03/24/24 12:19 PM
03/24/24 12:19 PM
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Joined: Oct 2001
Posts: 26,174
Tampa
Beer Belly
OP
Freak of Nature
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OP
Freak of Nature
Joined: Oct 2001
Posts: 26,174
Tampa
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Just trying to pass on info, because I know others are in my position. Truck worn out and needed a new one. Transmission was shot, strange shifting and making loud noises; it was ready to go at any time.
My truck:
2015, 227k miles, needed transmission ($8k - no shucks), and another ~$1-2k (belt, new plugs, tune up, radiator flush, etc - never done any of this)
New Truck:
2023 F150 XLT 4x4 (3.5 6cyl) (demo with 500 miles)
MSRP - $63k
They gave me $6500 for my truck & it needed ~$9k work for me to continue driving it (So $15k-ish)
Internet stated $10.1k off. It was that or the 1.9% for 72 mos financing dead. I did get ~$8.8k off.
(You also have to include fees, tags transfer and sales tax to add on the total out the door)
I put nothing down, and have a $745 payment (72 months) = $53640 total payment (About $2600 in interest payments)
Based on my last truck the truck will cost me ~$0.24 per mile (excluding tires, gas, oil, etc)
Right now if you put $40,000 in a saving acct @5% it would be worth 53,603 in 6 years. So you are better off keeping your $ in a savings account than putting a bunch of $ down.
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Re: Bought new truck
[Re: Ridge Life]
#4106131
03/24/24 12:48 PM
03/24/24 12:48 PM
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Joined: Oct 2001
Posts: 26,174
Tampa
Beer Belly
OP
Freak of Nature
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OP
Freak of Nature
Joined: Oct 2001
Posts: 26,174
Tampa
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I hate to say it, but I won’t ever own a new vehicle… You need to do your $/mile analysis on a use vs new truck. That is what matters.
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Re: Bought new truck
[Re: Beer Belly]
#4106140
03/24/24 01:08 PM
03/24/24 01:08 PM
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Joined: Nov 2005
Posts: 3,997
Jasper
buckhunter2
10 point
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10 point
Joined: Nov 2005
Posts: 3,997
Jasper
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I hate to say it, but I won’t ever own a new vehicle… You need to do your $/mile analysis on a use vs new truck. That is what matters. 🤔 Currently I could make money on my USED truck. What’s the math per mile on that?
You're only as good as your worst shot-
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Re: Bought new truck
[Re: Beer Belly]
#4106165
03/24/24 02:39 PM
03/24/24 02:39 PM
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Joined: Oct 2009
Posts: 6,122
Henry county
coldtrail
12 point
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12 point
Joined: Oct 2009
Posts: 6,122
Henry county
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I guess I could go pay cash and buy a whole bunch of new trucks if I wanted to. The funny thing is I'm able to do that because of not buying new trucks.
"And the days that I keep my gratitude
Higher than my expectations
Well, I have really good days" Ray Wylie Hubbard
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Re: Bought new truck
[Re: Beer Belly]
#4106172
03/24/24 03:17 PM
03/24/24 03:17 PM
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Joined: Dec 2014
Posts: 8,036
Boaz,AL
CarbonClimber1
14 point
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14 point
Joined: Dec 2014
Posts: 8,036
Boaz,AL
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Im glad you got one..but im just never gonna catch up financially to these prices….i make more now than i ever have and i still cant come close..i bbught my wife a 2016 4runner an it was a special deal from my brother in law or weduh not got it..nocest newest vehicle we have ever owned with nearly 160k miles on it an leakin shocks an bad rear rotors..best i could do
"I dont quit.. And ill fight alone if i have to"
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Re: Bought new truck
[Re: Beer Belly]
#4106179
03/24/24 03:40 PM
03/24/24 03:40 PM
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Joined: Jan 2006
Posts: 1,413
North Birmingham
JustHunt
8 point
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8 point
Joined: Jan 2006
Posts: 1,413
North Birmingham
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Buy what you want when you want. Folks around here won’t ever approve of anything. All their vehicles are apparently 2000 models with 350,000 miles and they like tinkering and fixing stuff constantly. I got tired of my truck and having to constantly fix something, so I sold it and bought another one. I personally like being in a newer vehicle that I have faith is gonna make it where I’m headed. Enjoy your new truck.
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Re: Bought new truck
[Re: Beer Belly]
#4106181
03/24/24 03:48 PM
03/24/24 03:48 PM
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Joined: Aug 2003
Posts: 42,875
UR 6
top cat
Freak of Nature
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Freak of Nature
Joined: Aug 2003
Posts: 42,875
UR 6
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Congratulations.
Mine is only 25 years old and has 346000 miles. Just getting broke in. No way I can make that payment. Guy came to look and a job at the station couple months ago. Had a nice Chevy. Said it was a 24. When I ask about payment he said only $998 a month. Bet insurance is 250
LUCK:::; When presistence, dedication, perspiration and preparation meet up with opportunity!!!
- - - - - - - -A government big enough to give you everything you want, is big enough to take everything you have. Thomas Jeferson - - - - - - - -
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Re: Bought new truck
[Re: Ridge Life]
#4106193
03/24/24 04:06 PM
03/24/24 04:06 PM
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Joined: Nov 2012
Posts: 1,471
Hoover, AL
GmeHunter
8 point
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8 point
Joined: Nov 2012
Posts: 1,471
Hoover, AL
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I hate to say it, but I won’t ever own a new vehicle… The only way it makes sense is to buy it new and drive it until it dies…hopefully 300k+ miles. You control the maintenace on it. Still, I would rather buy one with 85k miles with someone else paying the depreciation and then riding it out! Congrats, on the new truck!
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Re: Bought new truck
[Re: 000buck]
#4106222
03/24/24 05:29 PM
03/24/24 05:29 PM
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Joined: Nov 2013
Posts: 2,750
Prattville Al.
capehorn24
10 point
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10 point
Joined: Nov 2013
Posts: 2,750
Prattville Al.
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If the man wants to buy a truck let him buy a truck. It’s not your money he’s spending. And why knock him for breaking down the money and payments in case someone else is wanting to buy one. Folks been buying new trucks my whole life and will after I’m dead. How y’all think we can buy used ones???
Firstly I don’t care if he does or doesn’t buy a new truck, he threw out some numbers and it doesn’t make sense to me. Maybe I am looking at it wrong, that is why I said help me understand your numbers you posted so everything else will be in the know
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Re: Bought new truck
[Re: Beer Belly]
#4106232
03/24/24 05:54 PM
03/24/24 05:54 PM
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Joined: Aug 2005
Posts: 17,293
Huntsville, AL
Claims Rep.
Old Mossy Horns
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Old Mossy Horns
Joined: Aug 2005
Posts: 17,293
Huntsville, AL
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All I’ll say is it’s important to have a reliable vehicle.
Jesus... I hope you know Him personally like I do.
Si vis pacem, para bellum.
Proud crossbow hunter!
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