Originally Posted by Irishguy
Originally Posted by capehorn24
My biggest issue with Dave’s plan is credit cards, I understand his strategy but, I am 65yo and never had a credit card balance, payed it monthly or I didn’t get it till I could pay it off. We have always kept our needs and wants separate.


We buy everything with a credit card and pay it off at the end of every month. Free money for a month and airline miles too.

I think Dave Ramsey's problem with them are that most people are dumbasses and abuse credit cards and get themselves in deep doodoo.

No such thing as free money imo. Airline miles are great if you fly a lot. The "free money " would not be enough for me to have to think to myself I have to pay this off at the end of the month everyday. That would drive me nuts

Last edited by Ben2; 03/14/24 06:43 AM.