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16 registered members (Tree Dweller, Shane99, AUjerbear, Cactus_buck, JAT, janiemae, handihunter, BeakBuster1500, BCLC, Captain Howdy, sw1002, TexasHuntress, 4 invisible),
605
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Key:
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Re: Claim denied!
[Re: 3bailey3]
#4091872
02/27/24 10:11 PM
02/27/24 10:11 PM
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Joined: Jan 2005
Posts: 23,981
Clarksville, TN /Greenville, ...
bill
Freak of Nature
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Freak of Nature
Joined: Jan 2005
Posts: 23,981
Clarksville, TN /Greenville, ...
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Consider filing a complaint with the State Insurance Board and let AllState know about your intentions to do so. I've gotten quick results in the past using this avenue.
"Political debate: when charlatans come together to discuss their principles"
-
Bauvard
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Re: Claim denied!
[Re: 3bailey3]
#4091880
02/27/24 10:26 PM
02/27/24 10:26 PM
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Joined: Feb 2014
Posts: 4,185
miss'ippi state
donia
10 point
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10 point
Joined: Feb 2014
Posts: 4,185
miss'ippi state
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Time to call Commissioner Cheney and ask his opinion of Allstate and if he’s had any complaints on them in your area. I’m confident his next question will be why do you ask?
experience is a freakin' awesome teacher....
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Re: Claim denied!
[Re: 3bailey3]
#4091953
02/28/24 05:52 AM
02/28/24 05:52 AM
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Joined: Apr 2000
Posts: 16,142
Elmore County
Frankie
Old Mossy Horns
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Old Mossy Horns
Joined: Apr 2000
Posts: 16,142
Elmore County
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We had two hail events over the summer, been in a drought the whole year, we just got 3 really good rains and the roof leaked really bad so I called out a roofer and he said it was hail damage and water damage to file a claim, I didn't really hit it off with the guy, too many missed calls and times he was going to show up. So I call another company and guy said hail and water damage, file the claim with Allstate, they called today and denied all claims.. We have been with this guy over 30 years and only filed maybe 3 small claims. They said the water damage was over several years and I said yes it was and I had the roof repaired every time but never filed a water damage claim. Allstate will never get another penny from me! they done mom the same way with her leak , hole in metal roof .
Last edited by Frankie; 02/28/24 05:53 AM.
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Re: Claim denied!
[Re: Hunting15]
#4091966
02/28/24 06:56 AM
02/28/24 06:56 AM
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Joined: Sep 2012
Posts: 18,301
North AL
AU338MAG
Old Mossy Horns
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Old Mossy Horns
Joined: Sep 2012
Posts: 18,301
North AL
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This. When I did home restoration years ago Allstate was by far the most difficult insurance company.
Dying ain't much of a living boy...Josey Wales
Molon Labe
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Re: Claim denied!
[Re: 3bailey3]
#4091980
02/28/24 07:30 AM
02/28/24 07:30 AM
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Joined: Aug 2014
Posts: 20,285
Northport, AL
GomerPyle
Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
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Impatient Stinky Britches Wearin’ Off-Roadin’ Guru
Joined: Aug 2014
Posts: 20,285
Northport, AL
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I have 2 good friends that deal with insurance daily as part of their jobs, one owns a body shop and the other works for a contractor doing restoration type work. Both will tell you Allstate is one of the worst in terms of taking care of their customers and being easy to work with.
They’ll also tell you that State Farm is entirely dependent on the individual agent. Alfa and USAA (if you qualify) get glowing reviews from them both.
Last edited by GomerPyle; 02/28/24 07:31 AM.
There are 3 certainties in an uncertain world:
1. All Politicians Are Liars
2. All Gun Laws Are an Infringement
3. Taxation Is Theft
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Re: Claim denied!
[Re: 3bailey3]
#4091985
02/28/24 07:36 AM
02/28/24 07:36 AM
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Joined: Aug 2022
Posts: 251
Columbiana on the Hill Top
Ol' Skinny
4 point
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4 point
Joined: Aug 2022
Posts: 251
Columbiana on the Hill Top
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Needed a new roof .... I saw a company putting a roof on just down the road "Atlas" roofing ... told the guy I need to know what it was going to cost to get it replaced. He said, I can get this taken care of for you as hail damage. (Roof was old) He asked for my insurance information and said he would be in touch after he went up and took a look. Insurance company sent someone out, they denied it. He protested the denial. Insurance company sent a second person out, denied. He hired an independent inspector to come out and write a report. Next thing I knew there was a check for $37,000 in the mailbox. All I paid out of pocket was the deductible. I have looked all through my wallet hoping I could give you the guys name. It was the most seamless well executed process I have ever been involved with. Guys showed up and knocked it out of the park, cleaned up and were gone. ATLAS ROOFING .. I was living in Highland Lakes at the time in Birmingham. (This was about 2 years ago) .
John 3:16
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Re: Claim denied!
[Re: GomerPyle]
#4091990
02/28/24 07:43 AM
02/28/24 07:43 AM
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Joined: Jul 2011
Posts: 34,866
Boxes Cove
2Dogs
Freak of Nature
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Freak of Nature
Joined: Jul 2011
Posts: 34,866
Boxes Cove
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I have 2 good friends that deal with insurance daily as part of their jobs, one owns a body shop and the other works for a contractor doing restoration type work. Both will tell you Allstate is one of the worst in terms of taking care of their customers and being easy to work with.
They’ll also tell you that State Farm is entirely dependent on the individual agent. Alfa and USAA (if you qualify) get glowing reviews from them both.
Yep. The little body shop I use has a list of insurances he accepts and doesn't . Alfa is at the top of the good column. Allstate is hard to deal with and like pulling teeth to get them to pay. I dropped Allstate about a year ago, when our old agent ( a former HS class member) , sold out . I moved to Alfa , my agent there is a cousin.
"Why do you ask"?
Always vote the slowest path to socialism.
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Re: Claim denied!
[Re: 3bailey3]
#4091997
02/28/24 07:50 AM
02/28/24 07:50 AM
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Joined: Jan 2005
Posts: 14,406
Hoover
Fattyfireplug
Booner
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Booner
Joined: Jan 2005
Posts: 14,406
Hoover
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We had two hail events over the summer, been in a drought the whole year, we just got 3 really good rains and the roof leaked really bad so I called out a roofer and he said it was hail damage and water damage to file a claim, I didn't really hit it off with the guy, too many missed calls and times he was going to show up. So I call another company and guy said hail and water damage, file the claim with Allstate, they called today and denied all claims.. We have been with this guy over 30 years and only filed maybe 3 small claims. They said the water damage was over several years and I said yes it was and I had the roof repaired every time but never filed a water damage claim. Allstate will never get another penny from me! State Farm did that same thing to me. I'd been with the same agent (Father/Son) for 39 years. The told me I had hail damage on the gutters and metal penetrations, but none on the shingles. All my neighbors have had theirs replaced. Mine was denied and it was a complete shucks show from the start. Ultimately, I cancelled them and went with Alfa. Everyone I've talked to, and I speak with a ton of roofers, says Alfa is the way to go. Avoid State Farm, Allstate, Farmers, Progressive. I don't think State Farm understood how much a single person could harm or help them. We perform over 1000 inspections a year now. That's 1000 buyers who are advised against State Farm. Plus 1000 Realtors that are advised against as well. I'll do everything in my power to discourage everyone I can from doing business with them. Unitl I die.
Character is not developed in moments of temptation and trial. That is when it is intended to be used.
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Re: Claim denied!
[Re: 3bailey3]
#4092089
02/28/24 09:40 AM
02/28/24 09:40 AM
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Joined: Feb 2011
Posts: 1,425
South Al
Brian_C
8 point
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8 point
Joined: Feb 2011
Posts: 1,425
South Al
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I have had Alfa 30 years now. I have only had a few claims , but everyone has been taken care of with out any fuss. A couple of years ago we had some strong winds come through and tear some shingles off ,blew a section of fence down and ripped off 3 shutters. The adjuster was there that afternoon and had a check that more than covered the roof, the fence and the shutters. I asked what if this didnt cover it all, he smiled and said that should be enough to even cover your deductible but if not call and he would do a supplement and send another check.
Last edited by Brian_C; 02/28/24 09:40 AM.
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Re: Claim denied!
[Re: 3bailey3]
#4092097
02/28/24 09:51 AM
02/28/24 09:51 AM
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Joined: Feb 2017
Posts: 1,582
FL-AL
Scout308
8 point
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8 point
Joined: Feb 2017
Posts: 1,582
FL-AL
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Get a lawyer and sue them. I had to do that to my home owners insurance company a few years ago. I hired a public adjuster and let them handle it. It took less than a year but they finally paid up. Insurance companies will screw you over if you don't stand up to them.
"America First! Nothing Else Matters"
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Re: Claim denied!
[Re: 3bailey3]
#4092100
02/28/24 09:52 AM
02/28/24 09:52 AM
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Joined: Dec 2003
Posts: 9,717
Cleburne
.308
14 point
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14 point
Joined: Dec 2003
Posts: 9,717
Cleburne
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Insurance is only as good as your agent......your agent sux.
"When you've stared down the barrel of a shotgun in your own home, 3rd & 20 don't seem too bad"......Ken "Snake" Stabler
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Re: Claim denied!
[Re: Ol' Skinny]
#4092112
02/28/24 10:12 AM
02/28/24 10:12 AM
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Joined: Jan 2007
Posts: 13,801
Hoover
burbank
Booner
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Booner
Joined: Jan 2007
Posts: 13,801
Hoover
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Needed a new roof .... I saw a company putting a roof on just down the road "Atlas" roofing ... told the guy I need to know what it was going to cost to get it replaced. He said, I can get this taken care of for you as hail damage. (Roof was old) He asked for my insurance information and said he would be in touch after he went up and took a look. Insurance company sent someone out, they denied it. He protested the denial. Insurance company sent a second person out, denied. He hired an independent inspector to come out and write a report. Next thing I knew there was a check for $37,000 in the mailbox. All I paid out of pocket was the deductible. I have looked all through my wallet hoping I could give you the guys name. It was the most seamless well executed process I have ever been involved with. Guys showed up and knocked it out of the park, cleaned up and were gone. ATLAS ROOFING .. I was living in Highland Lakes at the time in Birmingham. (This was about 2 years ago) . And this my friends is why insurance companies act the way they do. The poster admits this was just an old roof, yet shady contractors figure out a way to dupe the carrier. Good for you ol skinny…but this is why everyone’s rates are going sky high. Insurance is not a pay as you go roofing replacement plan.
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