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Liability Insurance Question
#3657401
04/23/22 09:07 AM
04/23/22 09:07 AM
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Joined: Jan 2014
Posts: 6,636
Lake View, AL
Joe4majors
OP
14 point
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OP
14 point
Joined: Jan 2014
Posts: 6,636
Lake View, AL
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So...for the first time ever I'm leasing 60 acres in Tuscaloosa County. I'm the only lessee on the to-be-signed contract, but I can have guests. The lease is straightforward, but this is also my first time to need hunting lease liability insurance. When I looked into leasing land in the past it seemed like the insurance cost was close to $100, but I'm seeing $240-ish. Am I looking at the right thing or did Brandon mess this up too? AFOA is closer to $150, but they appear to still be showing their 2021-22 rates. Sorry for the basic questions...this is all new to me. At the family farm we cut limbs standing on front of the 4-wheeler with chainsaws and no insurance...  AFOAOutdoor UnderwritersAHLA
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Re: Liability Insurance Question
[Re: FreeStateHunter]
#3657475
04/23/22 12:07 PM
04/23/22 12:07 PM
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Joined: Feb 2008
Posts: 15,855
Montgomery
bamaeyedoc
Old Mossy Horns
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Old Mossy Horns
Joined: Feb 2008
Posts: 15,855
Montgomery
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I use AFOA. They’re usually the best overall value, not necessarily the cheapest always but definitely easiest to deal with. I’ve always used them. Once a member, U can order “posted” signs pretty cheap thru them too.
AKA: “Dr. B”
Aldeer #121
8-3-2000
Proud alum of AUM, UAB, and UA
Member of Team 10 Point
2023-2024 ALdeer Deer Contest Winners
Glennis Jerome "Jerry" Harris
1938-2017
UGA Class of 1960
BS/MS Forestry
LTJG, USNR
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Re: Liability Insurance Question
[Re: Joe4majors]
#3657537
04/23/22 03:29 PM
04/23/22 03:29 PM
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Joined: Mar 2015
Posts: 4,582
FL
mw2015
10 point
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10 point
Joined: Mar 2015
Posts: 4,582
FL
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This is informational only as I don’t sell hunting lease liability insurance. Another is Lockton Affinity outdoor you might check out. Philadelphia Insurance Company also offers a hunting liability insurance product. Not sure if you can buy direct from them. Cheaper isn’t always better if you actually have to make a claim. Be aware of limits if it’s a group policy.
Michael Warren CPIA Your trusted insurance advisor for business and health insurance. ALDEER SPONSOR BUSINESS INSURANCE AND LIFE/HEALTH INSURANCE IN FL AND AL http://mikewarreninsure.commikewarreninsuranceagency@gmail.com
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Re: Liability Insurance Question
[Re: Stoney]
#3657545
04/23/22 03:44 PM
04/23/22 03:44 PM
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Joined: Jan 2014
Posts: 6,636
Lake View, AL
Joe4majors
OP
14 point
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OP
14 point
Joined: Jan 2014
Posts: 6,636
Lake View, AL
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With some leasing timber companies, insurance is covered in the lease Leasing from an individual.
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Re: Liability Insurance Question
[Re: bamaeyedoc]
#3657723
04/23/22 08:41 PM
04/23/22 08:41 PM
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Joined: Nov 2019
Posts: 690
Ol’Tom
4 point
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4 point
Joined: Nov 2019
Posts: 690
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I use AFOA. They’re usually the best overall value, not necessarily the cheapest always but definitely easiest to deal with. I’ve always used them. Once a member, U can order “posted” signs pretty cheap thru them too. AFOA is the way to go IMO. Call them.
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Re: Liability Insurance Question
[Re: Joe4majors]
#3662579
05/01/22 07:32 PM
05/01/22 07:32 PM
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Joined: Jan 2008
Posts: 2,258
Tuscaloosa
rackhunter'
8 point
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8 point
Joined: Jan 2008
Posts: 2,258
Tuscaloosa
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I’ve used American Hunting Lease Association the last few years. 350 acres from a private landowner. It was $215 total last year. If you find something cheaper let me know.
The history of the bow and arrow is the history of mankind
I love animals...they're delicious
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Re: Liability Insurance Question
[Re: rackhunter']
#3662939
05/02/22 10:48 AM
05/02/22 10:48 AM
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Joined: Mar 2020
Posts: 7,229
Free State of Winston
FreeStateHunter
They Call Me Gator 🐊
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They Call Me Gator 🐊
Joined: Mar 2020
Posts: 7,229
Free State of Winston
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I’ve used American Hunting Lease Association the last few years. 350 acres from a private landowner. It was $215 total last year. If you find something cheaper let me know. I insured 546 acres last year for $220 with AFOA It’s like $65 for your club fee then 26 cents per acre
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Re: Liability Insurance Question
[Re: rackhunter']
#3662976
05/02/22 11:55 AM
05/02/22 11:55 AM
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Joined: Jan 2014
Posts: 6,636
Lake View, AL
Joe4majors
OP
14 point
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OP
14 point
Joined: Jan 2014
Posts: 6,636
Lake View, AL
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I’ve used American Hunting Lease Association the last few years. 350 acres from a private landowner. It was $215 total last year. If you find something cheaper let me know. I ended up going with AHLA. It was $240 for 60 acres. AFOA's start/end dates run August to August, which didn't go mesh well with getting in on this new lease.
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Re: Liability Insurance Question
[Re: Bamarich2]
#3663804
05/03/22 12:58 PM
05/03/22 12:58 PM
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Joined: Mar 2020
Posts: 7,229
Free State of Winston
FreeStateHunter
They Call Me Gator 🐊
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They Call Me Gator 🐊
Joined: Mar 2020
Posts: 7,229
Free State of Winston
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What got us with AFOA was the landowner fee that's required for every tract. Between a hunting club I help run and our personal lease, we have about 10 landowners... and that extra fee for every one of them starts getting expensive. Using Assured Partners cut our price in half from what we were paying with AFOA. Ahhh that makes sense. I lease from one person and he leases to a few others as well so he just pays his landowner fee. I can see where that would get high going to 4 or 5 landowners
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