When it is below 20 I'll break out the columbia gallatin wool pants and coat. Below 10 or 15 and I make sure I have long underwear, turtle neck, 2 layers of fleece, the columbia pants, and my old 4 in 1 parka. with my 1600 alphaburlys on my feet. Toasty.

Id rather have handwarmers in my pockets than wear gloves but a pair of wool gloves feel pretty good too.