The millennials I see are more libertarian. They’re way better savers than any generation except maybe my great grandparents. The boomers and generation X’ers had no concept (as a whole) of money management and really overspent for decades due to a “keep up with the Jones’s” mentality that really seemed embedded. I think with millennials and Gen Z you’ll see less 2 party support and less bankruptcy. Full disclosure I’m technically a Gen X’er myself.