I always took the cash argument to mean actually have the cash in your account to pay for it, but not physical cash. Debit cards come to mind.
Part of his budgeting plan does involve actual envelopes of cash.
Part of it does but he's a big advocate of debit cards. He does not recommend literally paying cash for everything,
Didn't know that. I just don't see the difference between debit and credit besides security, if you pay it off. But, again, a huge number of folks are dumb and don't do that.
