Farm Credit will stretch terms out to 20 years. Thats too long to build equity in the farm that can be used for upgrades when they are required in 5 years. But, that's the term that is needed to cash flow the poultry house construction and purchase the land. One bad flock and you may be underwater. The guy that owns the land/home is a step ahead. Poultry farmers can make a good living if they will work/maintain the farm themselves and live within their means.