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Re: Well we finally mailed the check
[Re: DryFire]
#1535715
11/25/15 06:17 AM
11/25/15 06:17 AM
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Joined: Aug 2009
Posts: 1,573
Jasper
mikewhandley
8 point
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8 point
Joined: Aug 2009
Posts: 1,573
Jasper
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I sign on the new house, Dec 11th. Took out a 30 year mortgage. So it will be payed off when I'm 88. I was within three years of having my Texas house payed for.
if you were within 3 years of having your Texas house paid for then shouldn't you be able to use the equity in that house to pay for your new one?
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Re: Well we finally mailed the check
[Re: hawgwild]
#1535720
11/25/15 06:20 AM
11/25/15 06:20 AM
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Joined: May 2002
Posts: 8,031
Central Alabama
muzziehead
14 point
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14 point
Joined: May 2002
Posts: 8,031
Central Alabama
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Congrats, now Uncle Sam is going to be looking for a little bit more of your income without a tax shelter. Invest wisely and keep his paws off your money.
"Don't cling to Mistake, just because you spent a lot of time making it."
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Re: Well we finally mailed the check
[Re: hawgwild]
#1535733
11/25/15 06:25 AM
11/25/15 06:25 AM
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Joined: Oct 2005
Posts: 1,500
AL
cullbuck
8 point
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8 point
Joined: Oct 2005
Posts: 1,500
AL
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Re: Well we finally mailed the check
[Re: mikewhandley]
#1535903
11/25/15 08:36 AM
11/25/15 08:36 AM
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Joined: Feb 2015
Posts: 7,408
Meridianville
DryFire
14 point
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14 point
Joined: Feb 2015
Posts: 7,408
Meridianville
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I sign on the new house, Dec 11th. Took out a 30 year mortgage. So it will be payed off when I'm 88. I was within three years of having my Texas house payed for.
if you were within 3 years of having your Texas house paid for then shouldn't you be able to use the equity in that house to pay for your new one? Yep. But we upgraded. Alabama housing way cheaper than Dallas market.
Last edited by TexasNative; 11/25/15 08:37 AM.
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Re: Well we finally mailed the check
[Re: muzziehead]
#1535921
11/25/15 08:47 AM
11/25/15 08:47 AM
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Joined: Aug 2009
Posts: 1,573
Jasper
mikewhandley
8 point
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8 point
Joined: Aug 2009
Posts: 1,573
Jasper
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Congrats, now Uncle Sam is going to be looking for a little bit more of your income without a tax shelter. Invest wisely and keep his paws off your money. there are many other ways to protect your money besides a mortgage. the mortgage interest deduction allows you to take the amount of mortgage interest you pay off of your taxable income. So if you make $100,000 and you pay $10,000 in mortgage interest your taxable income is only $90,000. at that income you would be taxed at roughly 25% and would have saved $2,500 in taxes. So basically you paid a bank $10,000 to save $2,500 in taxes. You can accomplish the same think tax wise by donating $10,000 to your church or charity of your choice.
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Re: Well we finally mailed the check
[Re: hawgwild]
#1535931
11/25/15 08:59 AM
11/25/15 08:59 AM
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Joined: Sep 2015
Posts: 5,297
Behind your shadow
Reloader79
Bitch Peas, I'm a Kitty Whisperer
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Bitch Peas, I'm a Kitty Whisperer
Joined: Sep 2015
Posts: 5,297
Behind your shadow
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I'm sure you will enjoy it when your 88 and beyond, congrats on the new house.
If I agreed with you, we'd both be wrong.
Bluetick serpentines around green fields and rock spit a lease
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Re: Well we finally mailed the check
[Re: hawgwild]
#1536209
11/25/15 01:42 PM
11/25/15 01:42 PM
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Joined: Feb 2015
Posts: 1,942
Opelika
olemossy
8 point
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8 point
Joined: Feb 2015
Posts: 1,942
Opelika
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After seventeen years we finally mailed in our last house payment today. After busting our ass, doubling up on payments, and paying extra when we could, we can offially say we own our house. What a great feeling that is. Now what kind of toys do I need, lol. That has got to be one helluva good feeling. Congrats to yall. Maybe one day for us.....
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Re: Well we finally mailed the check
[Re: hawgwild]
#1536578
11/25/15 05:38 PM
11/25/15 05:38 PM
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Joined: Sep 2015
Posts: 5,297
Behind your shadow
Reloader79
Bitch Peas, I'm a Kitty Whisperer
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Bitch Peas, I'm a Kitty Whisperer
Joined: Sep 2015
Posts: 5,297
Behind your shadow
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Hawg, congrats on the house, gotta feel great. I got 11 more years if I make it that long.
If I agreed with you, we'd both be wrong.
Bluetick serpentines around green fields and rock spit a lease
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Re: Well we finally mailed the check
[Re: hawgwild]
#1536949
11/26/15 04:00 AM
11/26/15 04:00 AM
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Joined: Nov 2014
Posts: 16,532
Guntersville
AC870
Old Mossy Horns
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Old Mossy Horns
Joined: Nov 2014
Posts: 16,532
Guntersville
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Congrats. If you serious about toys, things I'd look at would be a nice boat to fish from or maybe a nice rifle or bow or a utv.
“Killing tomorrow’s trophies today.”
On the distance I like to walk to my stands:
“The first 100 yards is also the last 100 yards.”
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Re: Well we finally mailed the check
[Re: Reloader79]
#1537136
11/26/15 05:52 AM
11/26/15 05:52 AM
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Joined: Feb 2015
Posts: 7,408
Meridianville
DryFire
14 point
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14 point
Joined: Feb 2015
Posts: 7,408
Meridianville
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I'm sure you will enjoy it when your 88 and beyond, congrats on the new house. What's great is that my new house payment (including the escrow) is less than what I would pay monthly in Texas after I paid my mortgage off.
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