Man, if you've paid 1 penny of taxes in your life, don't worry about the insurance. Think about all of the illegal immigrants, and Koreans that go to the ER, then skip town. That , plus , using BCBS Alabama as an example, the Executives have DOUBLED their compensation packages since Obamacare!!! They can't deny you service, and if they send you a bill, send them 2 dollars a month for the rest of your life. I had emergency brain surgery and got a $27,000 dollar bill for things that ''were not '' covered under my insurance and because I was operated on at an out of network hospital. I told BCBS of Georgia they could either write it off or talk to a lawyer because I wasn't paying them a @#$%^^&ing penny. I never heard another word from them. I'm not for government insurance, but I'm also not for what we have now either. If Julio and Enrique can go and skip town, every American should be able to do the same.