IF you have enough equity in your home to cover the land purchase, consider a HELOC or other loan against your home. Land and Timber would be unencumbered by a loan, and timber sale would be non-issue, with proceeds applied to loan balance. Interest rate should be much less on home vs land loan. Interest would be tax deductible on home loan, whereas land loan would typically not be.

Consult a qualified Tax Accountant who can give you accurate advise based on YOUR complete financial situation. Discuss your plans with your banker, if you have one that is able to make local decisions and will be in position to work with your needs. Also, do all the financial research / planning before you find your desired piece of property, see what your borrowing limits are, and what your household budget will allow.