When I had my land, I had to ask my lender if I could cut the timber. There was no timber contingent in my loan that prevented me from doing it so I cut 30 acres. Some lenders won't let you cut the timber because they technically own it since they own the note. Or if you do, they require you to pay down the note with any proceeds from the timber sale. Make sure you clear that up before you close or before you cut.

Dr. B