The bank told me the tree's were mine. First South told me the tree's were part of the loan. Checked with both on the second property. The second property cornered the first property. This is hilly mountain land. Farm entities are more geared toward farms, than raw land. They'll loan a guy $1,000,000 for chickens and houses. The chickens can all die and the houses can burn down. Raw land, pretty much stays the same.