N2TRKYS What would you do? If you had $50 to spend on insurance a month. You could buy a cash value policy For $50 a month that is worth $50000 if you die. If you die you get $50000 the insurance keeps the cash value. If you bought $50000 term policy it would cost you $25 a month. You put the other $25 in anything else IRA, bank savings account. A can in the back yard. If you die your wife gets $50000 plus she gets to go dig up the can in the back yard. What makes more sense?
"In time of war, send me all the Alabamians you can get, but in time of peace, for Lord's sake, send them to somebody else." General Edward H. Plummer
"Blessed are those who, in the face of death, think only about the front sight." Jeff Cooper
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