Im in the market for a boat, im considering buying new if i can get a decent deal..i looked around online today and i seen new bass boats going upwards of 50k

...what im wondering is how rigorous wad the financing end of the deal? I purchased a house recently and that pretty much screwed my credit up for some reason!?! Any advice on loans/financing etc would be appreciated, im hoping to find something below 15,000 with a interest rate at 5% or lower..thanks guys...oh and im looking for a bass boat, fiberglass with a 150 or bigger