Lot's of good advice.

Another thing you can do that a lot of people are not aware of, is use your 401k to buy rental properties. But the money you make goes back into your retirement account, which can be tax deferred or tax free, depending on the type of 410k that you have. It's called a self directed IRA, you can buy property, tax deeds, collectables, etc. within the confines of your retirement account.