Avoid tapping the 401k and still push hard to pay off the house early. Paying off your house and not owing money gives a great sense of freedom. I sold my house that I had remodeled and used that profit to pay cash for a smaller house about 6 years ago. I’m looking at building a barn in the next 6 months but planning to cash flow it. Once you have no debt, it makes you want to avoid it as much as possible. I’m 43 with a daughter in college and a son still in high school. If you ask my kids I try to teach them too much about money and work, lol. My parents didn’t tell me much. I saw two extremes at home, one that spent money like crazy and another that saved every dime he made.
Last edited by Scott4Hunting; 08/11/26 09:56 AM.
