Originally Posted by JA
Originally Posted by BowtechDan
I guess I am scenario D. Served and retired after 20 years military, then, spent 20 years as a DoD (W) civilian. Tricare is fairly cheap at about $600 a year for medical insurance. So I have two pensions that are reasonable. I also have TSP, and other interests such as gas well leases because of mineral rights. No since working when SS and the civilian annuity matches my recent pay. I'll stay at home and not put up with the traffic, supervisors, and BS.

I retired two years ago in your same scenario with 24 years active duty then 18 years civil service. Once you start using Medicare, your Tricare will become Tricare for Life and it will be your supplemental plan to Medicare. You’ll have to pay Medicare premiums based on your income but the TFL is free and it picks up all your copays and deductibles from Medicare. So far, I’ve been very pleased with the overall coverage. Not quite the “free medical care for life” promised when I was commissioned in 1981, but it’s pretty close. Enjoy your retirement, I’m certainly enjoying mine.

Thanks JA. Yeah, Medicare has been in the back of my mind and I wondered what Tricare will do. Appreciate the info.


Nathan Carl Goff 19 Sept 2016 - 14 Jan 2017.