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Key:
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Global Mod,
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Joined: Jun 2017
Posts: 7,104 Likes: 17
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 7,104 Likes: 17 |
Hello friends
Last Saturday my house caught on fire and it destroyed the attached garage
Nobody was hurt
Just caused me a lot of work, time and money
Insurance fire investigator said the fire resulted from a battery charger. I knew that cause I had just plugged it in and 15 minutes later my son was calling my phone to say he smelled smoke.
The fire was too big for him to extiguish.
I turned my truck around, drove a mile home and called the fire department. Huntsville fire department is less than a mile from my house and it took them 13 minutes to arrive. The Huntsville fire investigator wrote it up as unknown or undetermined cause even though Stevie Wonder could have figured it out. While he inspected the scene he told me that's what the cause was but he played dumb in his report.
Is there anything I should know? I have no experience with this stuff and don't trust my insurance company called Openly. It's been aggravating. I'm dealing with the insurance structure damage guy, the insurance property loss woman, the man over my claim, today I dealt with the insurance investigator. Next week they are sending the personal property loss people to my house.
My garage is a mess. My living room and dining room is damaged. I'm having to wash clothes at the laundry mat. My mower and everything got damaged. My boat wasn't damaged cause I had just left it in the yard and now I don't have a place to store it. Insurance company said to send information about a storage unit so they might pay for it. I'm thankful I can still live here and me and my son and dog are fine. it's just a hassle that I didn't want. Again, is there anything I should do or know? I think I better get some quotes myself for repairs? Thanks for any advice y'all!
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Joined: Aug 2001
Posts: 81,901 Likes: 513
GUVNER
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GUVNER
Joined: Aug 2001
Posts: 81,901 Likes: 513 |
Fortunately nobody was hurt and things can be replaced. I hope you can get it worked out with the insurance company. That really sucks. Perhaps you should call different remidation companies and get estimates separate from what your insurance company says.
"Never Trust Government" -- Smart people.
"The Great thing we should Fear and the Weird Thing we Trust is Elon Musk" -- Me
"You can be broke but you cant be poor." -- Ruthie-May Webster
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Joined: Jun 2017
Posts: 7,104 Likes: 17
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 7,104 Likes: 17 |
Fortunately nobody was hurt and things can be replaced. I hope you can get it worked out with the insurance company. That really sucks. Perhaps you should call different remidation companies and get estimates separate from what your insurance company says. Ok I will, thank you sir!
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Joined: Jun 2020
Posts: 4,978 Likes: 39
12 point
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12 point
Joined: Jun 2020
Posts: 4,978 Likes: 39 |
After our home fire, it was called a complete loss. Insurance paid us every penny owed to is.we have state farm
Love a good hunting story, love my family and friends. Some people you can't, but acted like do.
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Joined: Jun 2020
Posts: 4,978 Likes: 39
12 point
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12 point
Joined: Jun 2020
Posts: 4,978 Likes: 39 |
They even paid for a hotel. Paid more when we got out quick, and put a camper on our place. Got enough extra to pay my buddies camper off. He about cried when i gave him the money. Didn't feel right keeping for myself.
Love a good hunting story, love my family and friends. Some people you can't, but acted like do.
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Joined: Feb 2016
Posts: 1,303 Likes: 12
8 point
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8 point
Joined: Feb 2016
Posts: 1,303 Likes: 12 |
Sorry to hear this. I use no advice, but what type or brand battery charger? This isn't the first time I've heard of this. I guess we all need to be cautious
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Joined: Mar 2018
Posts: 12,458 Likes: 26
Booner
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Booner
Joined: Mar 2018
Posts: 12,458 Likes: 26 |
Prayers in your situation Jake!
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Joined: Oct 2012
Posts: 12,137 Likes: 41
Booner
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Booner
Joined: Oct 2012
Posts: 12,137 Likes: 41 |
Prayers in your situation Jake! Glad your son was home to help and uninjured. If it weren’t for his quick reaction it could have been much worse!
Well, the way I see it is there's just too many assholes
On a good day there's a bunch of assholes in here.
On a bad day there's too many assholes in here.
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Joined: Oct 2012
Posts: 2,189 Likes: 14
8 point
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8 point
Joined: Oct 2012
Posts: 2,189 Likes: 14 |
Whatever you do stay away from DKI for restoration. Trust me on this one
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Joined: Sep 2012
Posts: 24,108 Likes: 297
Freak of Nature
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Freak of Nature
Joined: Sep 2012
Posts: 24,108 Likes: 297 |
Get a remediation contractor involved.
Dying ain't much of a living boy...Josey Wales
Molon Labe
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Joined: Jan 2018
Posts: 5,373 Likes: 49
12 point
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12 point
Joined: Jan 2018
Posts: 5,373 Likes: 49 |
Exactly why we keep Allstate. I know I could save money elsewhere, but they have been awesome every time we ever made a claim, especially when we needed them to subrogate against a sketchy insurance company for an auto incident.
After the 2011 tornado, they were exceptional to deal with.
Really sorry that you are having to deal with this.
Last edited by UncleHuck; 05/15/26 08:32 AM.
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Joined: Jun 2017
Posts: 7,104 Likes: 17
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 7,104 Likes: 17 |
It was an old Black metal Schumacher charger from the 90s or 80s
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Joined: Jun 2017
Posts: 7,104 Likes: 17
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 7,104 Likes: 17 |
Ever start battery from Walmart
Not a lithium
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Joined: Aug 2013
Posts: 15,093 Likes: 149
Old Mossy Horns
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Old Mossy Horns
Joined: Aug 2013
Posts: 15,093 Likes: 149 |
Sorry to hear that Jake but glad you are okay.
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Joined: Feb 2016
Posts: 1,303 Likes: 12
8 point
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8 point
Joined: Feb 2016
Posts: 1,303 Likes: 12 |
It was an old Black metal Schumacher charger from the 90s or 80s Oh wow. I was thinking asking the lines of a rechargeable tool type battery
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Joined: Jan 2018
Posts: 6,196 Likes: 17
12 point
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12 point
Joined: Jan 2018
Posts: 6,196 Likes: 17 |
It was an old Black metal Schumacher charger from the 90s or 80s Damn that's the one I have! Works great.
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Joined: Dec 2016
Posts: 550
4 point
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4 point
Joined: Dec 2016
Posts: 550 |
I’d open my own investigation in to why it took a city dept 13 minutes to arrive.
If it was a county dept, different story.
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Joined: Nov 2018
Posts: 554 Likes: 4
4 point
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4 point
Joined: Nov 2018
Posts: 554 Likes: 4 |
I don’t have any advice but just wanted to say I’ll keep you in my prayers. As my father would say, “keep your head up. This too shall pass.”
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Joined: Jan 2017
Posts: 5,760 Likes: 75
12 point
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12 point
Joined: Jan 2017
Posts: 5,760 Likes: 75 |
Sorry this has happened to you! I have batteries on chargers for my tools and 12v batteries being maintained and lawn mower and UTV batteries on maintainers. I feel like it may just be a matter of time before something starts a fire! Pray things work out in your favor.
"It is the mark of an educated mind to be able to entertain a thought without accepting it"
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Joined: Oct 2001
Posts: 28,006 Likes: 87
Freak of Nature
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Freak of Nature
Joined: Oct 2001
Posts: 28,006 Likes: 87 |
That is scary. Glad no one was hurt.
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