This is a retarded analogy but hang on. A guy I know started telling me about his son buying a whole rolling tool box and tools to fill said box. I know what’s wrong with that. Young man put it on a credit card. The dad asked the son why he would do something as stupid as that. The kids response to his dad is he(the dad) has a full tool box of tools. Dad explains it took a life time of buying tools as needed or as money allowed to achieve the full set of tools. The dad was flabbergasted to say the least. The rub is the dad spent a lifetime accumulating his tools. The son saw no need to wait.
That’s exactly the mentality of many today. So if the dad bought 10k worth of tools in his lifetime without using a credit card then he actually paid 10k for the tools. If the son bought 10k on his credit card then by the time he got done making the minimum payment each month he paid 25k for 10k worth of tools that he finally paid off 47 years later 😛
