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Joined: Feb 2002
Posts: 46,044 Likes: 231
Freak of Nature
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Freak of Nature
Joined: Feb 2002
Posts: 46,044 Likes: 231 |
What if you turn 65 and aren’t taking SS yet? Will they still take it out of your SS This was another one of my questions as my wife is younger than myself and I was considering going two more years as my employer pays for all my family coverage Nothing but federal income tax will be withheld from your SS as long as you are only signed up for regular Medicare, called Part A. After you begin taking your SS, unless you sign up for an Advantage Plan, Part B, Part D or a supplement plan, nothing will be deducted except federal income tax and you have optional percentages on the SS website for that. I signed up for Part B to become effective October 1, 2025 even though I didn't retire until December 5. I wish I had signed up earlier because Part B paid for everything that my employer insurance didn't between Oct 1 and Dec 31 when my employer coverage ended. I never knew that it would do that and I'm not sure that it was supposed to do so but it did. It became my secondary coverage behind my employer provided Cigna Plan. Had I signed up mid year 2025 it may have saved me over $3K in medical bills. This my personal experience.
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