I kept original Medicare and supplement (Plan N) and for me, the advantage plans, while enticing, limited choices and only see docs that are in their plans. It all depends on your personal situation and what health conditions you have, or might have as you get older.
My Dad was retired Army and that Tri-Care, Champus??, and Medicare. I joked with him that they paid him to go see the docs. He earned it and really needed the extra care and i do not believe he ever paid a deductible or co-pay.
We paid for it during our working lives and time to get what we put into it.


If you can't laugh at your mistakes, go home.