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150 members (BibbCo, Marengo hunter, mdavis, 7PTSPREAD, Obsession, crocker, sw1002, DoubleNickel, Dubie, CNC, jacannon, HHSyelper, CAL, Jwoods32, jhardy, Hunting-231, quailman, Turkeyneck78, Stevenattsu, Spotchaser8, 000buck, CeeHawk37, RockFarmer, HBWALKER14, JohnG, desertdog, Catbird, jmj120, Claims Rep., Skillet, hue, Sendero558, cullbuck, hunter84, auman, Mdees, klay, Meatn3, mcninja, Shane99, Bigwhitey, BhamFred, outdoorguy88, Coosa1, Sgiles, Red Fox, Double Creek2, BearBranch, Narrow Gap, cmontgomery, sj22, Turberville, Bustinbeards, trlrdrdave, Shotts, Sixpointholler, mauvilla, timberwolfe, AHolcomb, mopar, pkcole, WEMOhunter, StateLine, toothdoc, Beer Belly, Parker243, CAM, GomerPyle, ultratec00, Mike32, gregnbc, murf205, billrv, BACK40, Irishguy, 700ltr308, SC53, buzzard, Mulcher, GHTiger10, Antelope08, courseup, BPI, Livintohunt19, deadeye48, wk2hnt, Mennen34, Morris, oldforester, Fishbones, Kennnn, coldtrail, m97, Cynical, mayberry51, Dragfan66, KnightRyder, Chiller, cch, ParrotHead89, Backwards cowboy, TideWJO, PourIron12, CKyleC, janiemae, walt4dun, Vernon Tull, Spec, green river 123, Solothurn, WDE, Peach, Okalona, NotsoBright, thayerp81, DuckDown11, Hoytdad10, hippi, Tall Dog, Brian_C, low wall, DHW, jchurch, XVIII, BCD, PossumPecker, ALclearcut, T-Rock, Garndawg, M48scout, pass thru, RLP76, claybird, limabean, 16 invisible),
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Key:
Admin,
Global Mod,
Mod
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Joined: Dec 2015
Posts: 27,316 Likes: 252
Pumpkin - The Thermal Expert
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Pumpkin - The Thermal Expert
Joined: Dec 2015
Posts: 27,316 Likes: 252 |
You can open a savings account through Etrade that pays 4%. I had to so i can buy stocks a little quicker. When i sell something, i put the money in there untill i want to buy another stock. Are you still making 4%? My E*trade has dropped with each reduction of fed rate. It’s currently 3.5%. Right you are. Ihavent looked at it in a minute
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Joined: Dec 2013
Posts: 28,327 Likes: 565
a.k.a. Dingle Johnson
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a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 28,327 Likes: 565 |
We've been using Ally for: Money Market savings which has been paying 3.3%. CD's which have been paying 4%. Investment accounts (Other than our 401k's) which I was able to do really well on. Investing at Ally is really easy and it is a cinch to move money back and forth from them to the other Ally accounts and from there to Regions, which we have banked at for years for our day to day stuff.
Ally is not just some start-up, fly by night internet bank. They were formerly known as GMAC (General Motors Acceptance Corporation) so they have been around for a while.
"When I say ever thing I mean ever thing." - Frankie
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Joined: Nov 2014
Posts: 4,495 Likes: 3
10 point
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10 point
Joined: Nov 2014
Posts: 4,495 Likes: 3 |
I’ve been happy with ally money market account. Had it a couple years and it is better than letting your money sit in a savings account and is insured. Also can deposit up to $50,000 per day and have a debit card and check book I can pull from 10 times per month.
“Everything Woke Turns To SH_T” Donald J. Trump
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Joined: Dec 2013
Posts: 28,327 Likes: 565
a.k.a. Dingle Johnson
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a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 28,327 Likes: 565 |
I’ve been happy with ally money market account. Had it a couple years and it is better than letting your money sit in a savings account and is insured. Also can deposit up to $50,000 per day and have a debit card and check book I can pull from 10 times per month. And if it's a joint it is FDIC insured for $250k per person, so $500k for a joint account.
"When I say ever thing I mean ever thing." - Frankie
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Joined: Aug 2015
Posts: 1,371 Likes: 9
8 point
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8 point
Joined: Aug 2015
Posts: 1,371 Likes: 9 |
You could open a Fidelity account and link it to your main bank account, and deposit into one of their money market accounts. It will pay better interest, because its basically a government backed security.
It's the default fund when you open the account and fund it. You can transfer back and forth, although not is fast as if the money is in the same bank as your bank account. I think mine does next business day.
I actually direct deposit a little into my account every pay day, and then invest it in some mutual funds. It helps when the market is up, not so much when its down, but the MMA earns interest every month. FIDELITY all day. There MM paid a little less than US T-Bills last year. We use Fidelity to move money in and out of 4 week T-Bills to avoid paying any state income tax. It's where we park money for investing or large purchases like our daughter's wedding. https://www.aldeer.com/forum/images/icons/default/cry.gifCheck Warren Buffet's take on short term T-Bills. Man's got like 385,000,000.00 sitting in them for when the market adjust and bargains become available. Good Customer Service if you call them on the phone too.
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Joined: Nov 2005
Posts: 8,192 Likes: 113
14 point
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14 point
Joined: Nov 2005
Posts: 8,192 Likes: 113 |
I went into Synovus today to cash an 18,000 dollar check. They had to scrape up the dam money. It’s gotten crazy
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Joined: Aug 2001
Posts: 81,844 Likes: 513
GUVNER
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GUVNER
Joined: Aug 2001
Posts: 81,844 Likes: 513 |
I went into Synovus today to cash an 18,000 dollar check. They had to scrape up the dam money. It’s gotten crazy Banks dont hold cash anymore. Despite the mint printing billions of actual paper bills the banks dont keep enough on hand at any one time so they can restrict withdrawals.
"Never Trust Government" -- Smart people.
"The Great thing we should Fear and the Weird Thing we Trust is Elon Musk" -- Me
"You can be broke but you cant be poor." -- Ruthie-May Webster
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Joined: Nov 2005
Posts: 8,192 Likes: 113
14 point
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14 point
Joined: Nov 2005
Posts: 8,192 Likes: 113 |
I went into Synovus today to cash an 18,000 dollar check. They had to scrape up the dam money. It’s gotten crazy Banks dont hold cash anymore. Despite the mint printing billions of actual paper bills the banks dont keep enough on hand at any one time so they can restrict withdrawals. They asked me all kinds of questions. What I did for a living, what I was doing with the money……it was crazy. Told them I was going to gamble and buy drugs
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Joined: Jun 2013
Posts: 57,337 Likes: 113
Freak of Nature
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Freak of Nature
Joined: Jun 2013
Posts: 57,337 Likes: 113 |
I went into Synovus today to cash an 18,000 dollar check. They had to scrape up the dam money. It’s gotten crazy Banks dont hold cash anymore. Despite the mint printing billions of actual paper bills the banks dont keep enough on hand at any one time so they can restrict withdrawals. They asked me all kinds of questions. What I did for a living, what I was doing with the money……it was crazy. Told them I was going to gamble and buy drugs Awww hell especially ifn ya wanna deposit cash! They aren't even leaving out deposit slips at the PNC, and wanted two forms of id for me to deposit CASH in my account, them sumbitches have their heads so far up the Feds ass it isn't even funny! I had few choice words, and I'm gonna move accounts, but where do i go? I've already closed em years back at Army & Navy (all in one or whatever they're called now) cause they got to be not worth it either, this is frustrating, these folks are playing with our money, but got us by the Balls, never should've gotten this way, and we're all to Blame smdh. Especially folks that don't even carry a dolla bill on ya & just rely on plastic or some damn app for errrrrrrything 😏
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Joined: Aug 2001
Posts: 81,844 Likes: 513
GUVNER
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GUVNER
Joined: Aug 2001
Posts: 81,844 Likes: 513 |
Simple statement to bankers when they ask questions, "Its for My business". Emphasize MY and smile!
Then they ask what kind of business are you in.
"Its just My Business". and smile. "Thats what its called. My Business".
"Never Trust Government" -- Smart people.
"The Great thing we should Fear and the Weird Thing we Trust is Elon Musk" -- Me
"You can be broke but you cant be poor." -- Ruthie-May Webster
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Joined: Nov 2005
Posts: 8,192 Likes: 113
14 point
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14 point
Joined: Nov 2005
Posts: 8,192 Likes: 113 |
Simple statement to bankers when they ask questions, "Its for My business". Emphasize MY and smile!
Then they ask what kind of business are you in.
"Its just My Business". and smile. "Thats what its called. My Business". Yep. 2 forms of ID just to deposit. Then I wanted it wired to my investment account with Morgan Stanley……….why? We have investment accounts…. Ma’am, I’m trying to get the hell out of Montgomery and go deer hunting, if you would just help me that would be great….
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Joined: Feb 2019
Posts: 5,824 Likes: 26
12 point
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12 point
Joined: Feb 2019
Posts: 5,824 Likes: 26 |
“If you do not conquer self, you will be conquered by self.” Napoleon Hill
The most difficult thing to understand during conversation is silence. Thoreau
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Joined: Nov 2009
Posts: 8,700 Likes: 1
14 point
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14 point
Joined: Nov 2009
Posts: 8,700 Likes: 1 |
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Joined: Feb 2016
Posts: 1,289 Likes: 11
8 point
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8 point
Joined: Feb 2016
Posts: 1,289 Likes: 11 |
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Joined: Aug 2007
Posts: 9,040
14 point
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14 point
Joined: Aug 2007
Posts: 9,040 |
Bask Bank
HYSA paying 3.7% and it only takes a day to transfer to my local bank.
Take your kids hunting instead of hunting your kids.
I'd rather be LOST in the woods than FOUND in the city.
Drive a hybrid, I need your gas.
Your mind is your primary weapon. Never let it get rusty.
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Joined: Jul 2005
Posts: 19,569 Likes: 23
Old Mossy Horns
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Old Mossy Horns
Joined: Jul 2005
Posts: 19,569 Likes: 23 |
We use a digital banking service called Raisin for our HYSA. They have a group of partner FDIC insured banks where custodial accounts are set up. We are getting 3.85-4.0% across 3 different banks. 24 hour turn around on withdrawals straight into our regular checking and savings accounts.
"The grass withers, the flower fades, But the word of our God stands forever." Isaiah 40:8
"Neither the wisest constitution nor the wisest laws will secure the liberty and happiness of a people whose manners are universally corrupt.� Samuel Adams
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