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23 members (BPI, Young20, 3Gs, 7mmSTW, mopar, Bama-66, fur_n_feathers, mjs14, janiemae, Fishminer91, gobblebox, AUjerbear, gregnbc, StateLine, catdoctor, coosabuckhunter, UA Hunter, Exhoosier, Stacey, 4 invisible),
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Key:
Admin,
Global Mod,
Mod
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Joined: Oct 2009
Posts: 7,068 Likes: 50
14 point
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14 point
Joined: Oct 2009
Posts: 7,068 Likes: 50 |
Does the amount of money you can make come from your pre-tax or post tax earnings? Before you start getting penalized? Reason I’m asking is you could pile it into 401k and not show as much earned income to avoid that. IF the gov will let you? Just thinking. I’d like to draw at 62 and keep working for a lil while. I think thats perfectly fine. I'm doing something similar. I have a small partime buisness and am able to defer all my money into a solo 401k to save taxes.
"And the days that I keep my gratitude
Higher than my expectations
Well, I have really good days" Ray Wylie Hubbard
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Joined: Dec 2006
Posts: 18,268 Likes: 62
Old Mossy Horns
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Old Mossy Horns
Joined: Dec 2006
Posts: 18,268 Likes: 62 |
I've decided to take mine at 62 in about 2-3 months. I'm dropping retirement paperwork soon with 20 years military, and 20 years DoD civilian.
Nathan Carl Goff 19 Sept 2016 - 14 Jan 2017.
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Joined: Jun 2021
Posts: 5,635 Likes: 34
Inter Loin Gourmet
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Inter Loin Gourmet
Joined: Jun 2021
Posts: 5,635 Likes: 34 |
I retired at 57 after 40 years with my company, pension plan and then SS at 62, I don't know what your guys don't get about free money! Hell I love it!
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Joined: Dec 2013
Posts: 28,317 Likes: 564
a.k.a. Dingle Johnson
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a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 28,317 Likes: 564 |
I've decided to take mine at 62 in about 2-3 months. I'm dropping retirement paperwork soon with 20 years military, and 20 years DoD civilian. Well... With your pension from both you shouldn't have a problem.
"When I say ever thing I mean ever thing." - Frankie
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Joined: Dec 2013
Posts: 28,317 Likes: 564
a.k.a. Dingle Johnson
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a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 28,317 Likes: 564 |
I retired at 57 after 40 years with my company, pension plan and then SS at 62, I don't know what your guys don't get about free money! Hell I love it! I agree and I have explained in detail my reasoning for taking mine as early as I needed to previously in this thread, but my personal principle behind it is this... The government took my money out of every one of my paychecks and they didn't give me a say in the matter, so I want to start getting that money back as soon as I can get it. The government wants to bait you into waiting to take it as long as they can, because they are betting that you will die without ever getting any of it or at best only getting part of it.
"When I say ever thing I mean ever thing." - Frankie
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1 member likes this:
3bailey3 |
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Joined: Jul 2011
Posts: 39,938 Likes: 130
Freak of Nature
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Freak of Nature
Joined: Jul 2011
Posts: 39,938 Likes: 130 |
Covid help prop up SS . They want ya to wait and wait some more. If you have other investments you can let ride that will make you more $ in the long run , but need some to live on, take the SS $ and run.
"Why do you ask"?
Too many people spend money they don't have , on things they don't need, to impress people they don't know.
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