Everyone's situation is different. I opted to take SS at 62 and roll my all of my 401K into a self directed IRA . That $ is still make $ tax free.......A LOT of $. Way more than SS would have increased. I don't plan on touching the IRA / old 401k $ anytime soon.

Last edited by 2Dogs; 01/08/26 07:11 PM.

"Why do you ask"?

Too many people spend money they don't have , on things they don't need, to impress people they don't know.