VA sends me to a specialist 75% of the time when they find something wrong. They give me a complete check up twice a year. If they send me to a specialist, they pay 100% of the cost. They also have hearing and eye doctors that see me when needed. I also have Medicare Insurance and use it for a private doctor I see twice a year and with anyone he may send me to. I do not have a deductible on my private doctor visits and if he sends me to a specialist my deductible is only $25.
I get all my medicine from the VA. Even if my private doctor subscribes medicine, I normally can take it to the VA and they will fill it also.

The VA is a great savings to me, but I like to double check them on some things, thus the private doctors also.

I have been pleased with the VA, but understand others have big problems.