I remember when BCBS was gold standard insurance. That was before Obamacare ruined it for the vast majority of America. Once you are required to buy it, they limit choices and the entire thing goes to hell. I'd love nothing more than to see Obamacare completely trashed. We don't need a new law or program. Let it roll back to what it was before Obamacare. Then open up competition across the states and you'll see improvement.