Aldeer.com Forums Alabama Deer Talk Aldeer General Forum Stock Market Responds...

Come on fatty, you sitting on here bitching about somebody bitching. Kinda the pot calling the kettle black ain’t it?


jmj120, I quit putting stock into what Trump says back in his first term. Look more at what he accomplishes over a longer period of time. I think he says stuff to project an image to the people he is dealing with. Most of the time anyways. It appears he’s all over the place but I think over the long run he’s pretty stable.

Yeah. Definitely can’t hang on every word. My guess is that he will stop harping on tariffs now, but we’ll see. That was a strange image seeing him on that golf cart surrounded by Arabs. Dude has a set for sure. He’s got them eating out of his hand over there. Never seen anything like it.

Unless you are fully funding your 401k, I would just add that $200 to your 401k every month. Reason being... That 401k money is not going to get taxed until you either need to take it out, want to take it out or are forced by the government to take it out as an RMD (required minimum distribution) whereas if you take that $200 a month and put it in the stock market, your gains will be taxed as capitol gains every year.

You can put up to $23,500 a year into your 401k, plus additional money as you get older and closer to retirement. The only reason that I'm playing in the stock market is I had no where else to put money other than a savings account, because my 401k has been maxed out for years and no that I'm retired, I can't contribute to it anymore anyway. I got tired of some of the money just sitting in a high interest savings account and wanted to play in the stock market with some of it. Capitol gains are not considered "Earned Income" so it doesn't effect your Social Security benefit every month.

I'm certainly not bitchin'. I started the thread for this exact reason. I knew it would come back, it always does. For example, here is a chart from 1950 to 2016 showing closing values of the S&P 500...



And here is a year by year chart showing annual returns as a percentage. Notice how there are way more green lines than red ones...

Irish. Did you hang on to your SMCI ?
The short squeeze might be happening

Capital gains only come when you sell, right?

I'd take the 200 and buy the stocks i like, maybe using robinhood or acorns so you could buy fractional shares. Then you could own tesla, Berkshire, etc without having to fork over a ton per share. But to each his own. More than one way to skin a cat.

Another option is to open a Roth IRA. You pay taxes on the money you put in, but not on the money you take out. $200 a month, I would start with a S&P 500 index fund with a low management fee.

Dividend reinvestment (DRIP) stocks- go research them. Good passive way to earn income too.

I keep some powder dry and buy especially on down days.

I have some SCMI.

We happy. lol
I actually had 100 October 80 calls I bought at 18 cents each last week. I cashed out on that at 56 cents but still got the stock

This is what most of my 401k is in now. At 67, I don't won't worry about stock prices. I'll take the quarterly dividend check for the rest of my time here on Earth. Today I got my 2nd check for 2025. Tomorrow I'll see how much more of the MLP stock it was able to purchase. Rinse and repeat until I officially retire.

But for younger investors, the ROI on a S&P 500 index fund is hard to beat over time.

If I were a young man I’d start a ROTH.